180 Staton Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 180 Staton Rd, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,195 sqft · built 2018
Lot Size	2.96 acres (128,938 sqft)
Owner	Individual Name on Record
Tax Bill	$3,972 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9599118138`

Property Details

APN / Parcel Number

Primary APN	`9599118138`
Alternative APNs	`00959911813855` `9950286`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,195 sqft Heated Area
1st Floor Area	2,195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	128,938 sqft (2.96 acres)
Garage Area	665 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9950286
Street Address	180 STATON RD
City	FLAT ROCK
State	NC
Zip	28731-9647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9950286~LC
Legal Description	OFF DANA RD
Legal Subdivision	DANA
Legal Block	11
Legal Lot Number	8138
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2043
Census Tract	930302

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	180 STATON RD, FLAT ROCK, NC 28731-9647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON BANK
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MTG
Sep 4, 2018	Deed of Trust, Mortgage TRIUMPH MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	180 STATON RD, FLAT ROCK, NC 28731-9647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031230420
Date	Oct 31, 2017
Book Page	3123/420

Lender

Name	HAMILTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2018

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	180 STATON RD, FLAT ROCK, NC 28731-9647
Document Number	0034440416
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 STATON RD FLAT ROCK NC 287319647, FLAT ROCK, NC 28731-9647

Mortgage

Document Number	0034440416
Date	Jan 29, 2020
Book Page	003444/000416
Instrument	918907

Lender

Name	TRIUMPH MTG
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	180 STATON RD, FLAT ROCK, NC 28731-9647
Document Number	0032460001
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	180 STATON RD FLAT ROCK NC 287319647, FLAT ROCK, NC 28731-9647

Mortgage

Document Number	0032460001
Date	Sep 10, 2018
Book Page	003246/000001
Instrument	890468

Lender

Name	TRIUMPH MTG
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,700 (-) Land $236,800 Building $458,900
2025	$3,972.00
2023		$695,700 Land $236,800 Building $458,900	$695,700 Land $236,800 Building $458,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLETCHER ACADEMY INC private · serves 790 people · EPA ID NC0145113
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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