Seneca County and Waterloo Town property record for 180 State Rte 96, Waterloo, NY 13165
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 3 ba · 3,089 sqft · built 2023 |
| Lot Size | 57.2 acres (2,493,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,072 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2023 Refinance |
| APN | 453889 14-1-31.12 |
| Primary APN | 453889 14-1-31.12 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,089 sqft Total Area |
| 1st Floor Area | 3,089 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,493,810 sqft (57.2 acres) |
| Porch | Slab |
| Porch Area | 1,556 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 180 STATE ROUTE 96 |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9536 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | CONF |
| Legal Block | 1 |
| Legal Lot Number | 31.012 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950600 |
180 State Rte 96, an agricultural property, is owned by two individuals.
Source: Seneca County and Waterloo Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 180 STATE ROUTE 96, WATERLOO, NY 13165-9536 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust |
| May 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance LYONS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | May 5, 2026 |
| Property Address | 180 STATE ROUTE 96, WATERLOO, NY 13165-9536 |
| Document Number | 001992/223 |
| Book / Page | 1992 / 223 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202674290 |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 180 STATE ROUTE 96, WATERLOO, NY 13165-9536 |
| Document Number | 0000074290, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 1992/223 |
| Instrument | 202674290 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 180 STATE ROUTE 96, WATERLOO, NY 13165-9536 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001890/12 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 1890/12 |
| Instrument | 62810 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jun 1, 2024 |
The 2026 property tax bill for 180 State Rte 96 was $12,072, up 6.2% from the year before.
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,072.00 (+6.2%) | ||
| 2025 | $11,367.00 | $387,300 Land $218,100 Building $169,200 | $634,900 Land $357,531 Building $277,369 |
| 2023 | $91,800 Land $91,800 | $129,296 Land $129,296 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 180 State Rte 96; there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 180 State Rte 96 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures