180 S Ruga Ct, Addison, IL 60101 Property Records

DuPage County property record for 180 S Ruga Ct, Addison, IL 60101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,320 sqft · built 1987
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Feb 2012)
Tax Bill	$3,546 (2025)
Deeds & Mortgages	May 2017 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-28-306-034`

Property Details

APN / Parcel Number

Primary APN	`03-28-306-034`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	528 sqft
2nd Floor Area	792 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Brick
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	10.5 ft deep x 2.7 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	180 S RUGA CT
City	ADDISON
State	IL
Zip	60101-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HIGHVIEW PARK TOWNHOMES PUD ALL
Legal Subdivision	HIGHVIEW PARK
Legal Block	12
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	ADDISON
Census Block Group	1
Census Block	1005
Census Tract	846603

Owner

180 S Ruga Ct is owned and occupied by two individuals who acquired it in July 2019.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 N ADDISON RD, ADDISON, IL 60101-2701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Aug 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2012 · Amount on File
Deed Sale	Feb 17, 2012 · Amount on File
Prior Sale	Jan 15, 2002 · Amount on File
Deed Document Number	201221913
Last Transfer Date	Jul 19, 2019
Transfer Doc	0000071082
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	180 S RUGA CT, ADDISON, IL 60101-3500
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053081
Date	May 31, 2017
Instrument	R2017-053081

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.64%
Change Frequency	Monthly

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Aug 19, 2019
Property Address	180 S RUGA CT, ADDISON, IL 60101-3500
Document Number	0000071082
Map Reference	DOC R85-14014
Instrument Date	Jul 19, 2019
Instrument	R2019-071082
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 N ADDISON RD, ADDISON, IL 60101-2701

Mortgage

Document Number	0000071083
Date	Aug 19, 2019
Instrument	R2019-071083

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 180 S Ruga Ct was $3,546 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Addison Village
County	DuPage County
County Subdivision	Addison Township
Elementary School District	Addison School District 4 (PK - 08)
Secondary School District	DuPage High School District 88 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,546.00	$60,823 Land $11,491 Building $49,332	$182,469 Land $34,473 Building $147,996
2022	$3,074.00 Homeowner's exemption	$47,740 Land $9,020 Building $38,720	$143,220 Land $27,060 Building $116,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 S Ruga Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2010)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jul 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 S Ruga Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADDISON serves 38,017 people · EPA ID IL0430050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jan 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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