180 Rector Rd, Concord, VA 24538 Property Records

Campbell County property record for 180 Rector Rd, Concord, VA 24538 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,496 sqft · built 2002
Lot Size	0.42 acres (18,208 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2021)
Tax Bill	$834 (2026)
Deeds & Mortgages	Jan 2021 Refinance Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18B-3-22`

Property Details

APN / Parcel Number

Primary APN	`18B-3-22`
Alternative APNs	`018B-03000-022-0` `001427200` `1427200`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Basement Area	468 sqft
Finished Basement	468 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	18,208 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1427200
Street Address	180 RECTOR RD
City	CONCORD
State	VA
Zip	24538-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 SEC 2 - CARSON
Legal Subdivision	CARSON SD
Legal Lot Number	22
Jurisdiction	CAMPBELL VA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2046
Census Tract	20101

Owner

Source: Campbell County records · APN 18B-3-22

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	180 RECTOR RD, CONCORD, VA 24538-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Oct 01, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 17, 2017	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2021 · Amount on Record
Deed Sale	Oct 01, 2021 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	20217317
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	180 RECTOR RD, CONCORD, VA 24538-3008
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000300
Date	Jan 14, 2021
Instrument	210000300

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	317 Months
Due	Jun 01, 2047

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Oct 01, 2021
Property Address	180 RECTOR RD, CONCORD, VA 24538-3008
Document Number	210007317
Instrument Date	Sep 02, 2021
Instrument	210007317
Transaction Type	Transfer
Record Updated	Nov 03, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 RECTOR RD, CONCORD, VA 24538-3008

Mortgage

Document Number	210007318
Date	Oct 01, 2021
Instrument	210007318

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Mar 17, 2017
Property Address	180 RECTOR RD, CONCORD, VA 24538-3008
Document Number	170001304
Instrument Date	Mar 09, 2017
Instrument	170001304
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	NOT AVAILABLE, SEVEN HILLS SETTLEMENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001305
Date	Mar 17, 2017
Instrument	170001305

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$834.00	$185,400 (-) Land $24,000 Building $161,400	$185,400 (-) Land $24,000 Building $161,400
2023	$834.00	$185,400 Land $24,000 Building $161,400	$185,400 Land $24,000 Building $161,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (51031C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510310201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1979–2012)
Most Recent Claim	Mar 2012, river or lake flooding

Wildfire

Wildfire Risk	Low above 34% of the US · above 58% of Virginia
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Cable	1,200 / 50
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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