180 Pinnacle Dr, Tryon, NC 28782 Property Records

Polk County property record for 180 Pinnacle Dr, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Details	3 bd · 2.5 ba · 816 sqft · built 2017
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P25-234`

Property Details

APN / Parcel Number

Primary APN	`P25-234`
Alternative APN	`24747`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	816 sqft Finished Area
Basement Area	588 sqft
Finished Basement	216 sqft
Unfinished Basement	372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Rustic
Exterior Material	Logs
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	42,253 sqft (0.97 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	24747
Street Address	180 PINNACLE DR
City	TRYON
State	NC
Zip	28782-3219
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	LOT 384, 0M05 MELROSE MOUNTAIN 09
Legal Subdivision	MELROSE MOUNTAIN
Legal Lot Number	384
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	2
Census Block	2030
Census Tract	920304

Owner

Source: Polk County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	180 PINNACLE DR, TRYON, NC 28782-3219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Jun 8, 2023	Intrafamily Transfer, Transfer
Nov 5, 2018	Deed of Trust, Mortgage MOVEMENT MORTGAGE LLC
Feb 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 1997
Deed Sale	Dec 31, 1997
Deed Book / Page	239 / 1226
Last Transfer Date	Jun 2, 2023
Transfer Doc	00478/1366
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	180 PINNACLE DR, TRYON, NC 28782-3219
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000480/818
Date	Aug 30, 2023
Book Page	480/818

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jun 8, 2023
Property Address	180 PINNACLE DR, TRYON, NC 28782-3219
Document Number	00478/1366
Book / Page	478 / 1366
Map Reference	FILE C PG 1160
Instrument Date	Jun 2, 2023
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 PINNACLE DR, TRYON, NC 28782-3219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	180 PINNACLE DR, TRYON, NC 28782-3219

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	180 PINNACLE DR, TRYON, NC 28782-3219
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000436/0000002365
Date	Nov 5, 2018
Book Page	0000000436/0000002365

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	180 PINNACLE DR, TRYON, NC 28782-3219
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00446/1546
Date	Feb 13, 2020
Book Page	446/1546

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00 (+14.01%)	$399,484 (+39.08%) Land $21,825 Building $377,659	$399,484 (+39.08%) Land $21,825 Building $377,659
2023	$1,985.00 (+4.53%)	$287,234 (-) Land $14,550 Building $272,684
2022	$1,899.00	$287,234 Land $14,550 Building $272,684
2021			$287,234 Land $14,550 Building $272,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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