Warren County property record for 180 Oak Heights Rd, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1989 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $413,813 (Aug 2025) |
| Tax Bill | $2,103 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2006 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39/C/D/14/A |
| Primary APN | 39/C/D/14/A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,910 sqft |
| 1st Floor Area | 1,560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23760 |
|---|---|
| Old Parcel Number | 39C D 14A |
| Street Address | 180 OAK HEIGHTS RD |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-5804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LD14A LAKE FRONT ROYAL & BDY ADJ W L 15 & 16 LR99-4736 D/T-PLAT |
| Legal Subdivision | LAKE FRONT ROYAL |
| Legal Lot Number | 15,16 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20602 |
Source: Warren County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 7, 2006 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| Jun 3, 2011 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC |
| May 27, 2005 | Deed of Trust, Mortgage · ARM NEW CENTURY MORTGAGE CORP |
| Aug 21, 2025 | Deed, Transfer · Conventional Mortgage ATLANTIC UNION BANK |
| Dec 15, 2023 | Intrafamily Transfer, Transfer |
| Dec 20, 2022 | Deed, Transfer CARDINAL TITLE GROUP LLC |
| Jul 11, 2019 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Prior Sale | Dec 20, 2022 · Amount on Record |
| Deed Document Number | 20253772 |
| Prior Transfer Date | Dec 14, 2023 |
| Prior Transfer Doc | 0000005294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Document Number | 0210005790 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 210005790 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0060009498 |
|---|---|
| Date | Sep 7, 2006 |
| Instrument | 060009498 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2036 |
| Rate | 7% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0110002871 |
|---|---|
| Date | Jun 3, 2011 |
| Instrument | 110002871 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0050006166 |
|---|---|
| Date | May 27, 2005 |
| Instrument | 050006166 |
| Name | NEW CENTURY MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | IRVINE, CA 92612 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2035 |
| Prepayment Penalty | 00 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Jan 1, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.37% |
| Max Rate At Change | 8.87% |
| Index | 6-Month LIBOR |
| Max Rate | 14.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Aug 21, 2025 |
| Property Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Document Number | 0250003772 |
| Map Reference | DOC 080002406 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 250003772 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | HAZELWOOD T&E INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Document Number | 0250003773 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | 250003773 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Dec 15, 2023 |
| Property Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Document Number | 0230005294 |
| Map Reference | DOC 080002406 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 230005294 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Dec 20, 2022 |
| Property Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Document Number | 0220007139 |
| Map Reference | DOC 80002406 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 220007139 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $172.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Jul 11, 2019 |
| Property Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Document Number | 190003413 |
| Map Reference | DOC 080002406 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 190003413 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 180 OAK HEIGHTS RD, FRONT ROYAL, VA 22630-5804 |
| Document Number | 190003414 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 190003414 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,103.00 (+18.81%) | $369,700 (-) Land $59,400 Building $310,300 | |
| 2025 | $1,770.00 (+14.49%) | $369,700 (+17.1%) Land $59,400 Building $310,300 | $369,700 (+17.1%) Land $59,400 Building $310,300 |
| 2024 | $1,546.00 | $315,700 (-) Land $57,500 Building $258,200 | $315,700 (-) Land $57,500 Building $258,200 |
| 2023 | $315,700 Land $57,500 Building $258,200 | $315,700 Land $57,500 Building $258,200 | |
| 2022 | $1,546.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1996–2014) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 70% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures