180 Jacobson Ln, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 180 Jacobson Ln, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,561 sqft · built 1938
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,699 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078-083-14`

Property Details

APN / Parcel Number

Primary APN	`078-083-14`
Alternative APN	`078-083-14-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,561 sqft Living Area
Gross Area	1,881 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,509 sqft (0.379 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	180 JACOBSON LN
City	BEN LOMOND
State	CA
Zip	95005-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	BROOK LOMOND SUB #2 TR 49
Legal Lot Number	9,10
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1003
Census Tract	120301

Owner

180 Jacobson Ln is owned and occupied by two individuals who acquired it in March 1994.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	180 JACOBSON LN, BEN LOMOND, CA 95005-9208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Feb 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 16, 2021	Intrafamily Transfer, Transfer AMROCK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 18, 1994
Transfer Doc	0000043318
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	180 JACOBSON LN, BEN LOMOND, CA 95005-9208
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 JACOBSON LN, BEN LOMOND, CA 95005-9208

Mortgage

Document Number	0000001145
Date	Jan 24, 2023
Instrument	2023-0001145

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 16, 2021
Property Address	180 JACOBSON LN, BEN LOMOND, CA 95005-9208
Document Number	0000009623
Map Reference	MB 27 PG 9
Instrument Date	Sep 4, 2020
Instrument	2021-0009623
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	180 JACOBSON LN, BEN LOMOND, CA 95005-9208

Mortgage

Document Number	0000009624
Date	Feb 16, 2021
Instrument	2021-0009624

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	344 Months
Due	Oct 1, 2049

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 16, 2021
Property Address	180 JACOBSON LN, BEN LOMOND, CA 95005-9208
Document Number	0000009625
Map Reference	MB 27 PG 9
Instrument Date	Sep 4, 2020
Instrument	2021-0009625
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	180 JACOBSON LN, BEN LOMOND, CA 95005-9208

Tax Assessment & Valuation

The 2025 property tax bill for 180 Jacobson Ln was $2,699 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,304 (+2%) Land $55,552 Building $141,752
2025	$2,699.00 Homeowner's exemption	$193,436 Land $54,463 Building $138,973
2023	$2,511.00 (+2.66%) Homeowner's exemption	$185,924 Land $52,348 Building $133,576	$998,820
2022	$2,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 Jacobson Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1980–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 8 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Jacobson Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jacobson Ln

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