180 Island View Dr, Penhook, VA 24137 Property Records

Franklin County property record for 180 Island View Dr, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,500 sqft · built 1998
Lot Size	0.691 acres (30,100 sqft)
Owner	2 Company Names on Record
Last Sale	$3,729,000 (Oct 2025)
Tax Bill	$12,331 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051 06-087 00`

Property Details

APN / Parcel Number

Primary APN	`051 06-087 00`
Alternative APN	`16044`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,500 sqft Living Area
Gross Area	6,926 sqft
1st Floor Area	3,188 sqft
Attic	Attic
Attic Area	437 sqft
Basement Area	3,248 sqft
Finished Basement	2,446 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,100 sqft (0.691 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	874 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,134 sqft
Patio Area	252 sqft
Boat Access	Boat Access
Boat House	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	16044
Street Address	180 ISLAND VIEW DR
City	PENHOOK
State	VA
Zip	24137-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATERS EDGE LOT 87 SECTION 1
Legal Subdivision	WATERS EDG
Legal Lot Number	87
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	2
Census Block	2007
Census Tract	20102

Owner

Source: Franklin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	180 ISLAND VIEW DR, PENHOOK, VA 24137-5020
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed, Transfer · Conventional Mortgage TRUIST BANK
Nov 3, 2025	Intrafamily Transfer, Transfer
Dec 28, 2021	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	20257109
Deed Book / Page	1236 / 2471
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 31, 2025
Property Address	180 ISLAND VIEW DR, PENHOOK, VA 24137-5020
Document Number	0012362471
Book / Page	1236 / 2471
Map Reference	MB 388 PG 1837
Instrument Date	Oct 31, 2025
Instrument	250007109
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,864.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	180 ISLAND VIEW DR, PENHOOK, VA 24137-5020

Mortgage

Document Number	0250007110
Date	Oct 31, 2025
Instrument	250007110

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2035
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Nov 3, 2025
Property Address	180 ISLAND VIEW DR, PENHOOK, VA 24137-5020
Document Number	0012362787
Book / Page	1236 / 2787
Map Reference	MB 388 PG 1837
Instrument Date	Oct 31, 2025
Instrument	250007151
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	180 ISLAND VIEW DR, PENHOOK, VA 24137-5020

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 28, 2021
Property Address	180 ISLAND VIEW DR, PENHOOK, VA 24137-5020
Document Number	0011762539
Book / Page	1176 / 2539
Map Reference	MB 388 PG 1837
Instrument Date	Dec 21, 2021
Instrument	210011981
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 SUGAR MAPLE CT, DURHAM, NC 27703-7172

Mortgage

Document Number	0210011982
Date	Dec 28, 2021
Instrument	210011982

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	180 ISLAND VIEW DR, PENHOOK, VA 24137-5020
Document Number	0011381204
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 ISLAND VIEW DR PENHOOK VA 241375020, PENHOOK, VA 24137-5020

Mortgage

Document Number	0011381204
Date	Apr 29, 2020
Book Page	001138/001204
Instrument	2778

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,331.00 (+39.92%)	$2,867,900 (+96.49%) Land $530,000 Building $2,337,900	$2,867,900 (+96.49%) Land $530,000 Building $2,337,900
2023	$8,813.00	$1,459,600 (+9.62%) Land $425,000 Building $1,034,600	$1,459,600 (+9.62%) Land $425,000 Building $1,034,600
2022		$1,331,500 Land $425,000 Building $906,500	$1,331,500 Land $425,000 Building $906,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SMLW Broadband Fixed Wireless	1,000 / 100
Glo Fiber Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Island View Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures