180 Harmon Ln, Gastonia, NC 28056 Property Records

Gaston County property record for 180 Harmon Ln, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,982 sqft · built 1994
Lot Size	6.45 acres (280,962 sqft)
Owner	2 Individual Names on File
Last Sale	$107,000 (Jul 2020)
Tax Bill	$3,302 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`210812`

Property Details

APN / Parcel Number

Primary APN	`210812`
Alternative APN	`178999`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,982 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	280,962 sqft (6.45 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	180 HARMON LN
City	GASTONIA
State	NC
Zip	28056-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	14 088 018 00 000 SPL
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1000
Census Tract	31001

Owner

180 Harmon Ln is owned and occupied by two individuals who bought it in July 2020.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	180 HARMON LN, GASTONIA, NC 28056-9668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK SSB
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELMONT SVGS BK
Nov 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage BELMONT SAVINGS BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Deed Book / Page	5139 / 1001
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0051391001
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	180 HARMON LN, GASTONIA, NC 28056-9668
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 HARMON LN, GASTONIA, NC 28056-9668

Mortgage

Document Number	0056161857
Date	Feb 4, 2026
Book Page	5616/1857

Lender

Name	BELMONT SAVINGS BANK SSB
Type	Bank
Address	210 PARK ST, BELMONT, NC 28012

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 24, 2046

Interest

Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	180 HARMON LN, GASTONIA, NC 28056-9668
Document Number	0051391010
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	180 HARMON LN GASTONIA NC 280569668, GASTONIA, NC 28056-9668

Mortgage

Document Number	0051391010
Date	Jul 17, 2020
Book Page	005139/001010

Lender

Name	BELMONT SVGS BK
Type	Federal Savings Bank
Address	BELMONT, NC 28012

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Nov 3, 2020
Property Address	180 HARMON LN, GASTONIA, NC 28056-9668
Document Number	0051700945
Book / Page	005170 / 000945
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 HARMON LN GASTONIA NC 280569669, GASTONIA, NC 28056-9669

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 17, 2020
Property Address	180 HARMON LN, GASTONIA, NC 28056-9668
Document Number	0051391001
Book / Page	5139 / 1001
Instrument Date	Jul 14, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$214.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	458 POPE BND S, 458, CEDAR CREEK, TX 78612-3056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 HARMON LN, GASTONIA, NC 28056-9668

Mortgage

Document Number	0051391010
Date	Jul 17, 2020
Instrument	5139/1010

Lender

Name	BELMONT SAVINGS BANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 180 Harmon Ln was $3,302.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,302.00	$462,470 (-) Land $47,570 Building $414,900
2025	$3,302.00	$462,470 Land $47,570 Building $414,900
2023	$3,214.00 (+31.45%)	$462,470 (+74%) Land $47,570 Building $414,900
2022	$2,445.00	$265,790 Land $39,350 Building $226,440
2021			$265,790 Land $39,350 Building $226,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 Harmon Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Harmon Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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