180 Ferry Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 180 Ferry Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,382 sqft · built 1949
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$543,800 (Jan 2023)
Tax Bill	$6,853 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D0070R`

Property Details

APN / Parcel Number

Primary APN	`D0070R`
Alternative APNs	`SACO M:018 L:003 U:000-000` `M:018 L:003 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,382 sqft Living Area
Gross Area	4,056 sqft
1st Floor Area	918 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D0070R
Street Address	180 FERRY RD
City	SACO
State	ME
Zip	04072-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	3
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2000
Census Tract	5400

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	180 FERRY RD, SACO, ME 04072-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Jan 10, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ALLY BANK
Feb 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Jan 22, 2020	Quit Claim Deed, Transfer MARIANNE COOK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Prior Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	2023795
Deed Book / Page	19182 / 638
Prior Transfer Date	Jan 4, 2023
Prior Transfer Doc	0191820638
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Recording Date	Apr 24, 2026
Property Address	180 FERRY RD, SACO, ME 04072-2108
Document Number	0198890354
Book / Page	19889 / 354
Instrument Date	Apr 8, 2026
Instrument	202613526
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 FERRY RD, SACO, ME 04072-2108

Mortgage

Document Number	0000013526,
Date	Apr 24, 2026
Book Page	19889/354
Instrument	202613526

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.5%
Max Rate	-1%

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jan 10, 2023
Property Address	180 FERRY RD, SACO, ME 04072-2108
Document Number	0191820638
Book / Page	19182 / 638
Instrument Date	Jan 4, 2023
Instrument	2023000795
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 ROSEMARY ST # UT1, UT1, JAMAICA PLAIN, MA 02130-3298

Mortgage

Document Number	2023000796
Date	Jan 10, 2023
Instrument	2023000796

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	180 FERRY RD, SACO, ME 04072-2108
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181700546
Date	Feb 13, 2020
Book Page	18170/546
Instrument	2020007122

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jan 22, 2020
Property Address	180 FERRY RD, SACO, ME 04072-2108
Document Number	0181520361
Book / Page	018152 / 000361
Instrument Date	Jan 13, 2020
Instrument	3542
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 FERRY RD SACO ME 040722108, SACO, ME 04072-2108

Mortgage

Document Number	181520363
Date	Jan 22, 2020
Book Page	018152/000363
Instrument	3543

Lender

Name	MARIANNE COOK
Address	166 FERRY RD, SACO, ME 04072-2108
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,853.00 (+2.21%)	$482,600 (+1.13%) Land $205,200 Building $277,400
2024	$6,705.00 (+1.44%)	$477,200 (+32.33%) Land $205,200 Building $272,000	$624,245
2022	$6,610.00	$360,600 Land $156,800 Building $203,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1978–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber, GoNetspeed.

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