180 Edgewater Ln, Lancaster, VA 22503 Property Records

Lancaster County property record for 180 Edgewater Ln, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,274 sqft · built 2001
Lot Size	3.37 acres (146,797 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jun 2021)
Tax Bill	$33 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5 43F`

Property Details

APN / Parcel Number

Primary APN	`5 43F`
Alternative APN	`148`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,274 sqft Living Area
Gross Area	6,020 sqft
1st Floor Area	3,678 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	146,797 sqft (3.37 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	324 sqft
Deck Area	492 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	148
Street Address	180 EDGEWATER LN
City	LANCASTER
State	VA
Zip	22503-4184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EDGEWATER 3.37 AC LOT 7 LR21/1734 LR01/2699-P
Legal Subdivision	EDGEWATER
Legal Lot Number	7
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	1
Census Block	1013
Census Tract	30100

Owner

180 Edgewater Ln is owned by an individual who bought it in June 2021.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7109 GEORGIA ST, CHEVY CHASE, MD 20815-4133
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Oct 26, 2012 · Amount on File
Deed Document Number	20211734
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	180 EDGEWATER LN, LANCASTER, VA 22503-4184
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7109 GEORGIA ST, CHEVY CHASE, MD 20815-4133

Mortgage

Document Number	0260000474
Date	Mar 16, 2026
Instrument	260000474

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jun 15, 2021
Property Address	180 EDGEWATER LN, LANCASTER, VA 22503-4184
Document Number	210001734
Instrument Date	Jun 7, 2021
Instrument	210001734
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	FEDERAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7109 GEORGIA ST, CHEVY CHASE, MD 20815-4133

Mortgage

Document Number	210001735
Date	Jun 15, 2021
Instrument	210001735

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 180 Edgewater Ln was $33.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33.00	$601,300 Land $133,700 Building $467,600	$601,300 Land $133,700 Building $467,600
2023	$2,312.00	$367,100 Land $123,700 Building $243,400	$367,100 Land $123,700 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 Edgewater Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	37 (1996–2011)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Edgewater Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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