180 Congress St, Millinocket, ME 04462 Property Records

Penobscot County and Millinocket Town property record for 180 Congress St, Millinocket, ME 04462

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Refinance + 2 more
APN	`MLNK M:U05 L:093`

Property Details

APN / Parcel Number

Primary APN	`MLNK M:U05 L:093`
Alternative APN	`1102`

Exterior

Architectural Style	Multi-Family
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Account Number	1102
Street Address	180 CONGRESS ST
City	MILLINOCKET
State	ME
Zip	04462-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	93
Jurisdiction	MILLINOCKET ME
Township / Civil Division	MILLINOCKET
Census Block Group	4
Census Block	4039
Census Tract	30000

Owner

Source: Penobscot County and Millinocket Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	180 CONGRESS ST, MILLINOCKET, ME 04462-1339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION
Nov 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 21, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLINOCKET ME
Recording Date	Apr 28, 2026
Property Address	180 CONGRESS ST, MILLINOCKET, ME 04462-1339
Document Number	0178520195
Book / Page	17852 / 195
Instrument Date	Apr 18, 2026
Instrument	202610065
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 CONGRESS ST, MILLINOCKET, ME 04462-1339

Mortgage

Document Number	0000010065,
Date	Apr 28, 2026
Book Page	17852/195
Instrument	202610065

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.54%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLINOCKET ME
Property Address	180 CONGRESS ST, MILLINOCKET, ME 04462-1339
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166870001
Date	Nov 15, 2022
Book Page	16687/1
Instrument	33546

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLINOCKET ME
Property Address	180 CONGRESS ST, MILLINOCKET, ME 04462-1339
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159260084
Date	Mar 8, 2021
Book Page	15926/84
Instrument	7304

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLINOCKET ME
Property Address	180 CONGRESS ST, MILLINOCKET, ME 04462-1339
Document Number	0155280048
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	180 CONGRESS ST MILLINOCKET ME 044621339, MILLINOCKET, ME 04462-1339

Mortgage

Document Number	0155280048
Date	May 18, 2020
Book Page	015528/000048
Instrument	12951

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Tax Assessment & Valuation

Source: Penobscot County and Millinocket Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Millinocket Town
Unified School District	Millinocket (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,227.00 (-1.38%)	$183,800 (+18.35%) Land $8,600 Building $175,200
2024	$4,286.00 (+21.49%)	$155,300 (+24.14%) Land $4,300 Building $151,000
2023	$3,528.00 (+7.56%)	$125,100 (+12.5%) Land $4,300 Building $120,800
2022	$3,280.00	$111,200 Land $4,300 Building $106,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY MILLINOCKET DIVISION private · serves 5,400 people · EPA ID ME0090990
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Outer Reach Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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