Ashe County property record for 180 Charter Trl, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 3,643 sqft · built 2001 |
| Lot Size | 0.642 acres (27,966 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,582 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09302-501-006 |
| Primary APN | 09302-501-006 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 13 Plumbing Fixtures |
|---|---|
| Building Area | 3,643 sqft Heated Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Contemporary |
| Lot Area | 27,966 sqft (0.642 acres) |
| Garage Area | 777 sqft |
| Cooling System | Central |
|---|
| Account Number | 118947 |
|---|---|
| Old Parcel Number | 09302501006 |
| Street Address | 180 CHARTER TRL |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .642 A (LOT 6) |
| Legal Subdivision | RIVER KNOLL |
| Legal Lot Number | 6 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 970501 |
180 Charter Trl is owned and occupied by two individuals who acquired it in July 2012.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 180 CHARTER TRL, JEFFERSON, NC 28640-9598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2012 |
| Transfer Doc | 00432/0388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 180 CHARTER TRL, JEFFERSON, NC 28640-9598 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000513/382 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 513/382 |
| Instrument | 2632 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2030 |
The 2026 property tax bill for 180 Charter Trl was $3,582.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,582.00 | $712,300 (-) Land $35,000 Building $677,300 | $712,300 (-) Land $35,000 Building $677,300 |
| 2025 | $3,582.00 | $712,300 Land $35,000 Building $677,300 | $712,300 Land $35,000 Building $677,300 |
| 2023 | $3,369.00 | $712,300 Land $35,000 Building $677,300 | $712,300 Land $35,000 Building $677,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 180 Charter Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 180 Charter Trl is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
5G and 4G LTE (outdoors only)
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