180 Chambers St, Unit 1, El Cajon, CA 92020 Property Records

San Diego County property record for 180 Chambers St, Unit 1, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 732 sqft · built 1985
Lot Size	2.59 acres (113,220 sqft)
Owner	Company Name on File
Last Sale	$214,500 (Nov 2020)
Tax Bill	$2,761 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`487-160-17-01`

Property Details

APN / Parcel Number

Primary APN	`487-160-17-01`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	732 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	113,220 sqft

Location & Zoning

Street Address	180 CHAMBERS ST, 1
City	EL CAJON
State	CA
Zip	92020-3380
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 1 PER DOCS05-937102&06-213105&UND INT IN BLDG C IN TR 015136
Legal Subdivision	LAS BRISAS
Legal Tract	015136
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16202

Owner

180 Chambers St, Unit 1 is owned by a company that bought it in November 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	555 N EL CAMINO REAL, A313, SAN CLEMENTE, CA 92672-6740
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Nov 10, 2020	Grant Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Prior Sale	Sep 10, 2009 · Amount on File
Deed Document Number	2020704356
Prior Transfer Date	May 31, 2006
Prior Transfer Doc	0000393370
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	180 CHAMBERS ST UNIT 1, 1, EL CAJON, CA 92020-3380
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4465 SOUTH JONES BOULEVARD, HENDERSON, NV 89052

Mortgage

Document Number	0000114420
Date	Feb 12, 2021
Instrument	2021-0114420

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Feb 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 10, 2020
Property Address	180 CHAMBERS ST UNIT 1, 1, EL CAJON, CA 92020-3380
Document Number	0000704356
Instrument Date	Oct 28, 2020
Instrument	704356
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount on Record
Tax	$236.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	555 N EL CAMINO REAL #A313 SAN CLEMENTE CA 926726740, A313, SAN CLEMENTE, CA 92672-6740

Tax Assessment & Valuation

The 2025 property tax bill for 180 Chambers St, Unit 1 was $2,761.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$236,821 (+2%) Land $110,406 Building $126,415
2025	$2,761.00	$232,179 Land $108,242 Building $123,937
2023	$2,706.00 (+1.58%)	$223,165 Land $104,040 Building $119,125
2022	$2,664.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 180 Chambers St, Unit 1 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	47 units insured incl. 46 condo units
Nearby Flood Claims	14 (1980–2006)
Most Recent Claim	Mar 2006
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 180 Chambers St, Unit 1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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