Marion County property record for 180 A Mills Ln, Loretto, KY 40037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,444 sqft · built 1920 |
| Lot Size | 1.15 acres (50,312 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $492 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-035 |
| Primary APN | 021-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,312 sqft (1.15 acres) |
| Porch | Slab |
| Porch Area | 204 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Account Number | 82175 |
|---|---|
| Street Address | 180 A MILLS LN |
| City | LORETTO |
| State | KY |
| Zip | 40037-6003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 180 A MILLS LN |
| Jurisdiction | MARION KY |
| Township / Civil Division | LORETTO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970400 |
180 A Mills Ln is owned and occupied by two individuals.
Source: Marion County records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 180 A MILLS LN, LORETTO, KY 40037-6003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage OCMBC INC |
| Jan 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION KY |
| Property Address | 180 A MILLS LN, LORETTO, KY 40037-6003 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000409/734 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 409/734 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION KY |
| Property Address | 180 A MILLS LN, LORETTO, KY 40037-6003 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000438/733 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 438/733 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 180 A Mills Ln was $492 with a homeowner's exemption.
Source: Marion County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $492.00 Homeowner's exemption | $105,000 Land $105,000 | $105,000 Land $105,000 |
| 2023 | $806.00 | $89,900 Land $89,900 | $89,900 Land $89,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 180 A Mills Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 180 A Mills Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Windstream.
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