Middlesex County and Stow Town property record for 18 Zander Way, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,832 sqft · built 1998 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,050,000 (Sep 2021) |
| Tax Bill | $23,378 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-4 028-4C |
| Primary APN | R-4 028-4C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,832 sqft Living Area |
| Gross Area | 7,200 sqft |
| 1st Floor Area | 1,604 sqft |
| Basement Area | 1,604 sqft |
| Unfinished Basement | 1,604 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | R-4 028-4C |
|---|---|
| Street Address | 18 ZANDER WAY |
| City | STOW |
| State | MA |
| Zip | 01775-1042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 323102 |
18 Zander Way is owned and occupied by an individual who bought it in September 2021.
Source: Middlesex County and Stow Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 ZANDER WAY, STOW, MA 01775-1042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on File |
| Deed Sale | Sep 21, 2021 · Amount on File |
| Prior Sale | Aug 19, 2015 · Amount on File |
| Deed Book / Page | 78746 / 485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Sep 21, 2021 |
| Property Address | 18 ZANDER WAY, STOW, MA 01775-1042 |
| Document Number | 78746-485 |
| Book / Page | 78746 / 485 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 209565 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18 ZANDER WAY, STOW, MA 01775-1042 |
| Document Number | 209747 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 209747 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 18 Zander Way was $23,378, up 5.8% from the year before.
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,378.00 (+5.79%) | $1,308,200 (+3.12%) Land $430,400 Building $877,800 | $1,203,353 (-0.53%) |
| 2025 | $22,099.00 (+7.17%) | $1,268,600 (+4.4%) Land $410,000 Building $858,600 | $1,209,825 |
| 2024 | $20,620.00 (+8.42%) | $1,215,100 (+15.83%) Land $392,900 Building $822,200 | |
| 2023 | $19,018.00 | $1,049,000 Land $311,600 Building $737,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Zander Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Zander Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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