18 Worcester St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 18 Worcester St, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1956
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$257,533 (Dec 2023)
Tax Bill	$7,262 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:559 L:5`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:559 L:5`
Alternative APN	`559005000000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	559005000000000
Street Address	18 WORCESTER ST
City	KEENE
State	NH
Zip	03431-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	5
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2012
Census Tract	971402

Owner

18 Worcester St is owned and occupied by two individuals who bought it in December 2023.

Source: Cheshire County and Keene City records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 WORCESTER ST, KEENE, NH 03431-2824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
May 8, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance CMG MORTGAGE INC
Apr 24, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 23, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Feb 1, 2016 · Amount on File
Deed Document Number	2023757
Deed Book / Page	3265 / 698
Prior Transfer Date	May 3, 2023
Prior Transfer Doc	003245-387
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Dec 11, 2023
Property Address	18 WORCESTER ST, KEENE, NH 03431-2824
Document Number	003265-698
Book / Page	3265 / 698
Instrument Date	Dec 8, 2023
Instrument	2308757
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	59 MAPLE AVE APT 91, 91, KEENE, NH 03431-1666

Mortgage

Document Number	0002308758
Date	Dec 11, 2023
Instrument	2308758

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KEENE CITY NH
Recording Date	May 8, 2023
Property Address	18 WORCESTER ST, KEENE, NH 03431-2824
Document Number	003245-387
Book / Page	3245 / 387
Instrument Date	May 3, 2023
Instrument	2302861
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 WORCESTER ST, KEENE, NH 03431-2824

Mortgage

Document Number	003245-389
Date	May 8, 2023
Book Page	3245/389
Instrument	2302862

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KEENE CITY NH
Recording Date	Apr 24, 2023
Property Address	18 WORCESTER ST, KEENE, NH 03431-2824
Document Number	003244-112
Book / Page	3244 / 112
Instrument Date	Apr 24, 2023
Instrument	2302516
Transaction Type	Transfer
Record Updated	May 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 WORCESTER ST, KEENE, NH 03431-2824

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KEENE CITY NH
Recording Date	Jul 23, 2021
Property Address	18 WORCESTER ST, KEENE, NH 03431-2824
Document Number	003173-454
Book / Page	3173 / 454
Instrument Date	Jul 23, 2021
Instrument	2107956
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WORCESTER ST, KEENE, NH 03431-2824

Tax Assessment & Valuation

The 2025 property tax bill for 18 Worcester St was $7,262, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,262.00 (+3.92%)	$211,300 (-) Land $58,100 Building $153,200
2024	$6,988.00 (+14.67%)	$211,300 (+10.57%) Land $58,100 Building $153,200
2023	$6,094.00 (+2.77%)	$191,100 (-) Land $58,100 Building $133,000
2022	$5,930.00	$191,100 Land $58,100 Building $133,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Worcester St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Worcester St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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