18 Winter St, Sudbury, MA 01776 Property Records

Middlesex County and Sudbury Town property record for 18 Winter St, Sudbury, MA 01776

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,982 sqft · built 1959
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$586,000 (Jul 2019)
Tax Bill	$12,570 (2026)
Deeds & Mortgages	Jul 2024 Line of Credit Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUDB G-05-00111`

Property Details

APN / Parcel Number

Primary APN	`SUDB G-05-00111`
Alternative APN	`G=05=00111`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,982 sqft Living Area
Gross Area	4,222 sqft
Basement Area	288 sqft
Unfinished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18 WINTER ST
City	SUDBURY
State	MA
Zip	01776-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Subdivision	PLAN 28124A
Jurisdiction	SUDBURY MA
Township / Civil Division	SUDBURY
Census Block Group	3
Census Block	3007
Census Tract	365201

Owner

Source: Middlesex County and Sudbury Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 WINTER ST, SUDBURY, MA 01776-2523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Jul 26, 2019	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Jun 11, 2008 · Amount on Record
Prior Transfer Date	Jul 10, 2019
Prior Transfer Doc	0001818903
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	18 WINTER ST, SUDBURY, MA 01776-2523
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001960122
Date	Jul 10, 2024
Instrument	1960122

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	18 WINTER ST, SUDBURY, MA 01776-2523
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001868198
Date	Jan 27, 2021
Instrument	1868198

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUDBURY MA
Recording Date	Jul 26, 2019
Property Address	18 WINTER ST, SUDBURY, MA 01776-2523
Document Number	0000018903
Instrument Date	Jul 10, 2019
Instrument	18903
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,672.16
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 WINTER ST SUDBURY MA 017762523, SUDBURY, MA 01776-2523

Mortgage

Document Number	18904
Date	Jul 26, 2019
Instrument	18904

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

Source: Middlesex County and Sudbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Sudbury Town
Secondary School District	Lincoln-Sudbury School District (09 - 12)
Elementary School District	Sudbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,570.00 (+1.68%)	$880,900 (+4.32%) Land $448,200 Building $432,700	$1,129,823 (+36.84%)
2025	$12,362.00 (+3.78%)	$844,400 (+3.57%) Land $422,700 Building $421,700	$825,645 (-10.94%)
2024	$11,912.00 (+5.1%)	$815,300 (+13.44%) Land $410,400 Building $404,900	$927,105
2023	$11,334.00	$718,700 Land $379,900 Building $338,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUDBURY WATER DISTRICT serves 18,416 people · EPA ID MA3288000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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