Worcester County property record for 18 Windward Ct, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,728 sqft · built 1978 |
| Lot Size | 0.211 acres (9,210 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $106,000 (Jun 1991) |
| Tax Bill | $4,037 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-062465 |
| Primary APN | 03-062465 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,728 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,210 sqft (0.211 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 176 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 062465 |
|---|---|
| Street Address | 18 WINDWARD CT |
| City | BERLIN |
| State | MD |
| Zip | 21811-1544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT W-04-319 9210 SQ FT WINDWARD CT PL OCEAN PINES SEC 4 |
| Legal Subdivision | OCEAN PINES SEC 04 |
| Legal Lot Number | 319 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950600 |
18 Windward Ct is owner-occupied and held in a trust since June 1991.
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 18 WINDWARD CT, BERLIN, MD 21811-1544 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 1991 · Amount on File |
| Deed Sale | Jun 18, 1991 · Amount on File |
| Prior Sale | Mar 24, 1983 · Amount on File |
| Deed Book / Page | 4605 / 202 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 18 Windward Ct was $4,037, up 8.6% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,037.00 (+8.64%) | $437,467 | $472,300 Land $200,600 Building $271,700 |
| 2025 | $3,716.00 | ||
| 2023 | $3,414.00 | $356,833 | $367,800 Land $181,100 Building $186,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Windward Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 351 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 37 condo units |
| Nearby Flood Claims | 78 (1978–2021) |
| Claims Outside the SFHA | 13 of 78 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Windward Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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