Oswego County and Sandy Creek Town property record for 18 Windswept Ln, Sandy Creek, NY 13145
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 1,162 sqft · built 2004 |
| Lot Size | 0.098 acres (4,270 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,351 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 355289 018.13-02-18 |
| Primary APN | 355289 018.13-02-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Upper Floors Area | 502 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,270 sqft (0.098 acres) |
| Lot Dimensions | 122 ft deep x 35 ft wide |
| Porch | Porch |
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 18 WINDSWEPT LN |
|---|---|
| City | SANDY CREEK |
| State | NY |
| Zip | 13145-2126 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | NOT-WF |
| Legal Description | LOT 29 025-007-000 |
| Legal Block | 2 |
| Legal Lot Number | 18.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SANDY CREEK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20201 |
Source: Oswego County and Sandy Creek Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 126 LOVELY BLUFF RD, ROCKY TOP, TN 37769-5817 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Oswego County and Sandy Creek Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Sandy Creek Town |
| Unified School District | Sandy Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,351.00 (+24.89%) | ||
| 2025 | $3,484.00 | $116,500 (+32.24%) Land $9,500 Building $107,000 | $184,921 (+36.43%) Land $15,079 Building $169,842 |
| 2023 | $88,100 Land $7,900 Building $80,200 | $135,538 Land $12,154 Building $123,384 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2017–2019) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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