18 Winding Way, Mc Henry, MD 21541 Property Records

Garrett County property record for 18 Winding Way, Mc Henry, MD 21541

Property Summary

Property Type	Townhouse
Details	3 ba · 1,536 sqft · built 1989
Lot Size	0.026 acres (1,158 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2021)
Tax Bill	$2,676 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-046601`

Property Details

APN / Parcel Number

Primary APN	`18-046601`
Alternative APN	`046601`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	1,536 sqft Total Area
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,158 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	046601
Street Address	18 WINDING WAY
City	MC HENRY
State	MD
Zip	21541
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	1158 SQ FT LOT 18D PHASE 1 PAR B VILLAGES OF WISP D C L
Legal Subdivision	VILLAGES WISP
Legal Phase	1
Legal Lot Number	18D
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2027
Census Tract	502

Owner

18 Winding Way, a townhouse, is owned by an individual who bought it in December 2021.

Source: Garrett County records, as of September 20, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	481 MARLEY RUN, HUNTINGTOWN, MD 20639-3710
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Jun 29, 2005 · Amount on File
Deed Document Number	0002380108
Deed Book / Page	2380 / 108
Record Updated	Jun 7, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 20, 2021
Property Address	18 WINDING WAY, MC HENRY, MD 21541-1476
Document Number	0023800108
Book / Page	2380 / 108
Map Reference	MB 3 PG 22
Instrument Date	Dec 16, 2021
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 MARLEY RUN, HUNTINGTOWN, MD 20639-3710

Mortgage

Document Number	0002380118
Date	Dec 20, 2021
Instrument	2380/118

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,676.00	$200,000 Land $39,300 Building $160,700	$200,000 Land $39,300 Building $160,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Winding Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Winding Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mountain Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winding Way

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