18 Wind Hill Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 18 Wind Hill Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,463 sqft · built 2001
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$628,425 (Jun 2026)
Tax Bill	$6,048 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T021700025`

Property Details

APN / Parcel Number

Primary APN	`T021700025`
Alternative APN	`2-113B-8816-00-0169.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,463 sqft Living Area
Gross Area	6,211 sqft
1st Floor Area	2,019 sqft
Basement Area	2,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021700025
Street Address	18 WIND HILL CT
City	O FALLON
State	MO
Zip	63368-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIND HILL VLG LOT 169
Legal Subdivision	WIND HILL VLG
Legal Lot Number	169
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3017
Census Tract	311153

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 WIND HILL CT, O FALLON, MO 63368-4136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Oct 20, 2025	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Oct 2, 2024 · Amount on Record
Deed Document Number	202630502
Prior Transfer Date	Oct 10, 2025
Prior Transfer Doc	0000046525
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jul 27, 2026
Property Address	18 WIND HILL CT, O FALLON, MO 63368-4136
Document Number	0000035150
Instrument Date	Jul 24, 2026
Instrument	202635150
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	SECURITY TITLE INSURANCE AGENCY, SEC TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DEMOCRACY CIR, O FALLON, MO 63368-8545

Mortgage

Document Number	0000035150,
Date	Jul 27, 2026
Instrument	202635150

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 30, 2026
Property Address	18 WIND HILL CT, O FALLON, MO 63368-4136
Document Number	0000030502
Instrument Date	Jun 9, 2026
Instrument	202630502
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WIND HILL CT, O FALLON, MO 63368-4136

Mortgage

Document Number	0000030503,
Date	Jun 30, 2026
Instrument	202630503

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 20, 2025
Property Address	18 WIND HILL CT, O FALLON, MO 63368-4136
Document Number	0000046525
Map Reference	MB 38 PG 116
Instrument Date	Oct 10, 2025
Instrument	2025R-046525
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18 WIND HILL CT, O FALLON, MO 63368-4136

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,048.00	$97,224 (+11.32%)	$511,706 (+11.32%) Land $76,153 Building $435,553
2023		$87,340
2022			$459,683 Land $66,000 Building $393,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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