Flagler County property record for 18 Willow Trce, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,680 sqft · built 2020 |
| Lot Size | 0.484 acres (21,061 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $52,500 (Apr 2017) |
| Tax Bill | $8,526 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-12-31-1926-00000-0500 |
| Primary APN | 37-12-31-1926-00000-0500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,680 sqft Living Area |
| Gross Area | 5,822 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,061 sqft (0.484 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18 WILLOW TRCE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-4938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | FAIRCHILD OAKS PHASE II LOT 50 OR 943 PG 1207 OR 2198/541 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 37 |
| Legal Subdivision | FAIRCHILD OAKS PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 50 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 60304 |
Source: Flagler County records · APN 37-12-31-1926-00000-0500
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 WILLOW TRCE, FLAGLER BEACH, FL 32136-4938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Dec 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Apr 11, 2017 | Warranty Deed, Transfer REALTY PRO TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2017 · Amount on Record |
| Deed Sale | Apr 11, 2017 · Amount on Record |
| Prior Sale | Jun 13, 2003 · Amount on Record |
| Deed Document Number | 201712691 |
| Deed Book / Page | 2198 / 541 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 07, 2026 |
| Property Address | 18 WILLOW TRCE, FLAGLER BEACH, FL 32136-4938 |
| Document Number | 0000014161 |
| Book / Page | 3044 / 1118 |
| Instrument Date | Mar 09, 2026 |
| Instrument | 202614161 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18 WILLOW TRCE, FLAGLER BEACH, FL 32136-4938 |
| Document Number | 0000014161, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 3044/1118 |
| Instrument | 202614161 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 18 WILLOW TRCE, FLAGLER BEACH, FL 32136-4938 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024410770 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 2441/770 |
| Instrument | 2020017692 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 18 WILLOW TRCE, FLAGLER BEACH, FL 32136-4938 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0023270021 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 2327/0021 |
| Instrument | 2018047969 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 11, 2017 |
| Property Address | 18 WILLOW TRCE, FLAGLER BEACH, FL 32136-4938 |
| Document Number | 0021980541 |
| Book / Page | 002198 / 000541 |
| Instrument Date | Apr 05, 2017 |
| Instrument | 12691 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | REALTY PRO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $367.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 WINSLOW PL PALM COAST FL 321647607, PALM COAST, FL 32164-7607 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,526.00 (+0.48%) Homeowner's exemption | $646,297 (+9.02%) | $816,197 (+2.52%) Land $83,000 Building $733,197 |
| 2024 | $8,485.00 (+2.11%) | ||
| 2023 | $8,310.00 (+3.95%) Homeowner's exemption | $592,829 (+3.28%) | $796,124 (+4.12%) Land $78,000 Building $718,124 |
| 2022 | $7,994.00 Homeowner's exemption | $574,008 | $764,620 Land $78,000 Building $686,620 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 8 (2016–2024) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Metronet Holdings, Verizon.
Based on FCC filings for 248 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VC/HALIFAX PLANTATION (WTP-8) serves 6,630 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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