Emmet County property record for 18 Willow St, Ringsted, IA 50578
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,196 sqft · built 1957 |
| Lot Size | 0.246 acres (10,720 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $950 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1221233015 |
| Primary APN | 1221233015 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,720 sqft (0.246 acres) |
| Lot Dimensions | 134 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 18 WILLOW ST |
|---|---|
| City | RINGSTED |
| State | IA |
| Zip | 50578-5046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT IN E1/2 OL C-6 |
| Legal Subdivision | OUTLOT C-6 RINSTED |
| Jurisdiction | EMMET IA |
| Township / Civil Division | DENMARK |
| Census Block Group | 1 |
| Census Block | 1145 |
| Census Tract | 70100 |
18 Willow St is owned and occupied by an individual.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 WILLOW ST, RINGSTED, IA 50578-5046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHSTAR BANK |
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHSTAR BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET IA |
| Recording Date | May 1, 2026 |
| Property Address | 18 WILLOW ST, RINGSTED, IA 50578-5046 |
| Document Number | 0000000455 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026455 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18 WILLOW ST, RINGSTED, IA 50578-5046 |
| Document Number | 0000000455, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026455 |
| Name | NORTHSTAR BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET IA |
| Property Address | 18 WILLOW ST, RINGSTED, IA 50578-5046 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202201220 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022-01220 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 18 Willow St was $950.
Source: Emmet County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Emmet County |
| Municipality | Ringsted City |
| Unified School District | North Union Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $950.00 | $69,300 (-) Land $8,300 Building $61,000 | $69,300 (-) Land $8,300 Building $61,000 |
| 2025 | $69,300 Land $8,300 Building $61,000 | $69,300 Land $8,300 Building $61,000 | |
| 2024 | $932.00 | ||
| 2023 | $47,900 (+4.59%) Land $6,700 Building $41,200 | $47,900 Land $6,700 Building $41,200 | |
| 2022 | $712.00 Homeowner's exemption | $45,800 Land $6,700 Building $39,100 | |
| 2021 | $45,800 Land $6,700 Building $39,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Willow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18 Willow St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGSTED WATER SUPPLY serves 365 people · EPA ID IA3275087 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Independent Networks Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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