18 Willow Dr, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 18 Willow Dr, Delmar, NY 12054

Property Summary

Property Type	Condominium
Details	1,440 sqft · built 1975
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,500 (Sep 2026)
Tax Bill	$808 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012200 85.14-4-61./2018`

Property Details

APN / Parcel Number

Primary APN	`012200 85.14-4-61./2018`
Alternative APNs	`220008501400040610002018` `08501400040610002018`

Interior

Stories	2 Stories
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Lot Area	436 sqft (0.01 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08501400040610002018
Street Address	18 WILLOW DR
City	DELMAR
State	NY
Zip	12054-2639
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MR
Legal Description	WOODGATE DELMAR
Legal Subdivision	DELMAR
Legal Block	4
Legal Lot Number	61.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2007
Census Tract	14202

Owner

Source: Albany County and Bethlehem Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7644 CAPRIO DR, BOYNTON BEACH, FL 33472-7370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Executor's Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION
May 11, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Mar 10, 2020	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Jun 5, 2012 · Amount on Record
Deed Document Number	202618165
Record Updated	Oct 29, 2026

September 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 23, 2026
Property Address	18 WILLOW DR, DELMAR, NY 12054-2639
Document Number	0000018165
Instrument Date	Aug 26, 2026
Instrument	202618165
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129,482.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7644 CAPRIO DR, BOYNTON BEACH, FL 33472-7370

Mortgage

Document Number	0000018166,
Date	Sep 23, 2026
Instrument	202618166

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	18 WILLOW DR, DELMAR, NY 12054-2639
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WILLOW DR, DELMAR, NY 12054-2639

Mortgage

Document Number	0000000477
Date	May 11, 2023
Instrument	R2023-8477

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 2, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	18 WILLOW DR, DELMAR, NY 12054-2639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005495
Date	Mar 10, 2020
Instrument	R2020-05495

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 28, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$808.00 (+4.94%) Homeowner's exemption
2025		$81,000 (-) Land $100 Building $80,900	$126,563 (+17.19%) Land $156 Building $126,407
2024	$770.00
2023		$81,000 Land $100 Building $80,900	$108,000 Land $133 Building $107,867

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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