18 William St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 18 William St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,480 sqft · built 2017
Lot Size	0.09 acres (3,900 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Nov 2020)
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Jan 2022 Refinance Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`510-22650-R2-001`

Property Details

APN / Parcel Number

Primary APN	`510-22650-R2-001`
Alternative APN	`WSPR M:00510 B:22650 L:000R2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,480 sqft Living Area
Gross Area	2,796 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,900 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	510-22650-R2-001
Street Address	18 WILLIAM ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	22650
Legal Lot Number	R2
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2004
Census Tract	812202

Owner

18 William St is owned and occupied by an individual who bought it in November 2020.

Source: Hampden County and West Springfield Town City records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	18 WILLIAM ST, WEST SPRINGFIELD, MA 01089-1145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit PIONEER VALLEY CU
Nov 24, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Nov 6, 2017	Quit Claim Deed, Transfer · VA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Nov 6, 2017 · Amount on File
Deed Document Number	202069944
Deed Book / Page	23554 / 345
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	23554-345
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	18 WILLIAM ST, WEST SPRINGFIELD, MA 01089-1145
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024368-240
Date	Jan 24, 2022
Book Page	24368/240
Instrument	4496

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	18 WILLIAM ST, WEST SPRINGFIELD, MA 01089-1145
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024795-108
Date	Nov 7, 2022
Book Page	24795/108
Instrument	65887

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Nov 24, 2020
Property Address	18 WILLIAM ST, WEST SPRINGFIELD, MA 01089-1145
Document Number	23554-345
Book / Page	23554 / 345
Instrument Date	Nov 18, 2020
Instrument	69944
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MULLEN AVE, WESTFIELD, MA 01085-1007

Mortgage

Document Number	69945
Date	Nov 24, 2020
Instrument	69945

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Nov 6, 2017
Property Address	18 WILLIAM ST, WEST SPRINGFIELD, MA 01089-1145
Document Number	21934-239
Book / Page	21934 / 239
Instrument	65779
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WILLIAM ST, WEST SPRINGFIELD, MA 01089-1145

Mortgage

Document Number	219340241
Date	Nov 6, 2017
Instrument	21934/0241

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18 William St was $5,215, up 8.9% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,215.00 (+8.87%)	$350,700 (+8.44%) Land $96,700 Building $254,000	$386,080
2024	$4,790.00 (+5.67%)	$323,400 (+10.87%) Land $96,700 Building $226,700
2023	$4,533.00	$291,700 Land $94,600 Building $197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 William St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 William St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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