18 Wilbert Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 18 Wilbert Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,322 sqft · built 1970
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on Record
Last Sale	$149,480 (Jul 2022)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`531840A000`

Property Details

APN / Parcel Number

Primary APN	`531840A000`
Alternative APN	`3-0115-4089-03-0003.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,322 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	696 sqft
Basement Area	696 sqft
Finished Basement	626 sqft
Unfinished Basement	70 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	33 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	531840A000
Street Address	18 WILBERT DR
City	SAINT CHARLES
State	MO
Zip	63304-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	HARVEST AC #2 BLK 3 LOT 3
Legal Subdivision	HARVEST AC #2
Legal Block	3
Legal Lot Number	3
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	1
Census Block	1001
Census Tract	311221

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	814 WOOLWICK CT, SAINT CHARLES, MO 63304-6944
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Quit Claim Deed, Transfer · Line of Credit NEW FRONTIER BANK
Jul 12, 2022	Warranty Deed, Transfer CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Jul 12, 2022 · Amount on Record
Deed Document Number	202241946
Prior Transfer Date	Jul 19, 2022
Prior Transfer Doc	0000041946
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 28, 2022
Property Address	18 WILBERT DR, SAINT CHARLES, MO 63304-5550
Document Number	0000041946
Map Reference	MB 7 PG 6
Instrument Date	Jul 19, 2022
Instrument	2022R-041946
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 WILBERT DR, SAINT CHARLES, MO 63304-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WILBERT DR, SAINT CHARLES, MO 63304-5550
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041947
Date	Jul 28, 2022
Instrument	2022R-041947

Lender

Name	NEW FRONTIER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 19, 2027

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 12, 2022
Property Address	18 WILBERT DR, SAINT CHARLES, MO 63304-5550
Document Number	0000038649
Map Reference	MB 7 PG 6
Instrument Date	Jul 5, 2022
Instrument	2022R-038649
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 WILBERT DR, SAINT CHARLES, MO 63304-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WILBERT DR, SAINT CHARLES, MO 63304-5550

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,867 (-)	$199,301 (-) Building $199,301
2025	$2,258.00 (+11.78%)	$37,867 (+12.71%)	$199,301 (+12.71%) Building $199,301
2024	$2,020.00
2023		$33,598
2022			$176,834 Land $35,000 Building $141,834

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	28 (1978–2025)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Jun 2025 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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