Cumberland County and Gray Town property record for 18 Whitney Rd, Gray, ME 04039
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,612 sqft · built 2004 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,857 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 03511E000000 |
| Primary APN | 03511E000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 80,586 sqft (1.85 acres) |
| Heating System | Baseboard |
|---|
| Account Number | 2066 |
|---|---|
| Street Address | 18 WHITNEY RD |
| City | GRAY |
| State | ME |
| Zip | 04039-9584 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RURAL |
| Legal Subdivision | WINTERGREEN ESTS |
| Legal Block | 35 |
| Legal Lot Number | 11-15 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 4702 |
Source: Cumberland County and Gray Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 WHITNEY RD, GRAY, ME 04039-9584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2017 | Deed of Trust, Mortgage CUMBERLAND CTY TCH CU |
| May 5, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 18 WHITNEY RD, GRAY, ME 04039-9584 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0341710018 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 34171/0018 |
| Instrument | 000000034511 |
| Name | CUMBERLAND CTY TCH CU |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 18 WHITNEY RD, GRAY, ME 04039-9584 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0366640133 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 36664/133 |
| Instrument | 23152 |
| Name | CUMBERLAND COUNTY FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,857.00 (+3.24%) | $398,400 (+61.89%) Land $125,100 Building $273,300 |
| 2023 | $3,736.00 (+8.83%) | $246,100 (-) Land $70,000 Building $176,100 |
| 2022 | $3,433.00 | $246,100 Land $70,000 Building $176,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| GoNetspeed Fiber | 1,000 / 1,000 |
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