Camden County and Mount Ephraim Borough property record for 18 White Ave, Mount Ephraim, NJ 08059
| Property Type | Single Family Home |
|---|---|
| Details | 1,218 sqft · built 1920 |
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,264 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00116-0000-00003-01 |
| Primary APN | 25-00116-0000-00003-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,218 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 8,751 sqft (0.201 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 2500116000000003 |
|---|---|
| Street Address | 18 WHITE AVE |
| City | MOUNT EPHRAIM |
| State | NJ |
| Zip | 08059-1773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: 3.03 |
| Legal Block | 116 |
| Legal Lot Number | 3.1 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | MOUNT EPHRAIM |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 611700 |
Source: Camden County and Mount Ephraim Borough records · APN 25-00116-0000-00003-01
Assessment roll updated July 1, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 WHITE AVE, MOUNT EPHRAIM, NJ 08059-1773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Feb 14, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Aug 05, 2026 |
| Property Address | 18 WHITE AVE, MOUNT EPHRAIM, NJ 08059-1773 |
| Document Number | 0000050285 |
| Book / Page | 13153 / 1522 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202650285 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 18 WHITE AVE, MOUNT EPHRAIM, NJ 08059-1773 |
| Document Number | 0000050285, |
|---|---|
| Date | Aug 05, 2026 |
| Book Page | 13153/1522 |
| Instrument | 202650285 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 18 WHITE AVE, MOUNT EPHRAIM, NJ 08059-1773 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 18 WHITE AVE, MOUNT EPHRAIM, NJ 08059-1773 |
| Document Number | 0000011014 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | 12288/828 |
| Instrument | 2023011014 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 18 WHITE AVE, MOUNT EPHRAIM, NJ 08059-1773 |
| Document Number | 0000048831 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 WHITE AVE MOUNT EPHRAIM NJ 080591773, MOUNT EPHRAIM, NJ 08059-1773 |
| Document Number | 0000048831 |
|---|---|
| Date | Jul 02, 2020 |
| Book Page | 011437/001064 |
| Instrument | 48831 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
Source: Camden County and Mount Ephraim Borough records · Assessment roll updated July 1, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Mount Ephraim Borough |
| Unified School District | Mount Ephraim Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,800 (-) Land $38,500 Building $97,300 | $135,800 (-) Land $38,500 Building $97,300 | |
| 2025 | $7,264.00 (+2.38%) | $135,800 (-) Land $38,500 Building $97,300 | $135,800 (-) Land $38,500 Building $97,300 |
| 2024 | $7,095.00 (+4.14%) | ||
| 2023 | $135,800 Land $38,500 Building $97,300 | $135,800 Land $38,500 Building $97,300 | |
| 2022 | $6,813.00 |
Source: FEMA National Flood Hazard Layer as of April 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 711 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - WESTERN private · serves 274,291 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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