18 Westervelt Pl, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 18 Westervelt Pl, Passaic, NJ 07055

Property Summary

Property Type	Condominium
Details	1,838 sqft · built 1988
Lot Size	0.056 acres (2,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,600 (Jul 2018)
Tax Bill	$8,516 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01259-0000-00001-8-C0018`

Property Details

APN / Parcel Number

Primary APN	`07-01259-0000-00001-8-C0018`
Alternative APNs	`0701259000000001 8A C0018` `0701259000000001801C0018`

Interior

Building Area	1,838 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	2,439 sqft (0.056 acres)

Location & Zoning

Old Parcel Number	0701259000000001801C0018
Street Address	18 WESTERVELT PL, 18
City	PASSAIC
State	NJ
Zip	07055-5666
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Subdivision	PARK SIDE MANOR
Legal Block	1259
Legal Lot Number	1.8
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1008
Census Tract	175701

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 WESTERVELT PL, PASSAIC, NJ 07055-5666
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2020	Deed of Trust, Mortgage FM HM LOANS
Jul 23, 2018	Grant Deed, Transfer · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	201832202
Deed Book / Page	3358 / 19
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	18 WESTERVELT PL, PASSAIC, NJ 07055-5666
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036680
Date	Jun 2, 2021
Book Page	M17171/81
Instrument	2021036680

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Dec 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	18 WESTERVELT PL, PASSAIC, NJ 07055-5666
Document Number	0000050373
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	MAX TITLE AGENCY LLC, MAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WESTERVELT PL PASSAIC NJ 070555666, PASSAIC, NJ 07055-5666

Mortgage

Document Number	0000050373
Date	Oct 6, 2020
Book Page	006491/000207
Instrument	50373

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 23, 2018
Property Address	18 WESTERVELT PL, PASSAIC, NJ 07055-5666
Document Number	0000032202
Book / Page	003358 / 000019
Instrument Date	Jun 11, 2018
Instrument	32202
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 WESTERVELT PL PASSAIC NJ 070555666, PASSAIC, NJ 07055-5666

Mortgage

Document Number	32209
Date	Jul 23, 2018
Book Page	015111/000025
Instrument	32209

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (-) Land $75,000 Building $125,000	$200,000 (-) Land $75,000 Building $125,000
2025	$8,516.00 (+3.27%)	$200,000 (-) Land $75,000 Building $125,000	$200,000 (-) Land $75,000 Building $125,000
2024	$8,246.00 (+6.15%)
2023		$200,000 Land $75,000 Building $125,000	$200,000 Land $75,000 Building $125,000
2022	$7,768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1994–2012)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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