Bergen County and Closter Borough property record for 18 Westervelt Ave, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 1,126 sqft · built 1939 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (May 1998) |
| Tax Bill | $11,777 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01710-0000-00013 |
| Primary APN | 07-01710-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,126 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 009110 |
|---|---|
| Street Address | 18 WESTERVELT AVE |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | L26 50X100 LT2 |
| Legal Subdivision | PROPERTY/CLOSTER |
| Legal Block | 1710 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 7002 |
Source: Bergen County and Closter Borough records · APN 07-01710-0000-00013
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 WESTERVELT AVE, CLOSTER, NJ 07624-3034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Mar 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| May 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 1998 · Amount on Record |
| Deed Sale | May 19, 1998 · Amount on Record |
| Deed Document Number | 199873032 |
| Deed Book / Page | 8067 / 293 |
| Prior Transfer Date | Sep 30, 1997 |
| Prior Transfer Doc | 0000125248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 WESTERVELT AVE, CLOSTER, NJ 07624-3034 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18 WESTERVELT AVE, CLOSTER, NJ 07624-3034 |
| Document Number | 0050150549 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 5015/549 |
| Instrument | 2023039215 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 WESTERVELT AVE, CLOSTER, NJ 07624-3034 |
| Document Number | 0036291364 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 WESTERVELT AVE CLOSTER NJ 076243034, CLOSTER, NJ 07624-3034 |
| Document Number | 0036291364 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 003629/001364 |
| Instrument | 20060460 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 21, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 WESTERVELT AVE, CLOSTER, NJ 07624-3034 |
| Document Number | 0032520920 |
| Instrument Date | May 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2019 |
| Title Company | SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 WESTERVELT AVE CLOSTER NJ 076243034, CLOSTER, NJ 07624-3034 |
| Document Number | 0032520920 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 003252/000920 |
| Instrument | 33070 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 27, 2039 |
Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $607,300 (+6.84%) Land $455,000 Building $152,300 | $607,300 (+6.84%) Land $455,000 Building $152,300 | |
| 2025 | $11,777.00 (+13.75%) | $568,400 (+35.01%) Land $437,500 Building $130,900 | $568,400 (+35.01%) Land $437,500 Building $130,900 |
| 2024 | $10,353.00 (+17.69%) | ||
| 2023 | $421,000 Land $300,000 Building $121,000 | $421,000 Land $300,000 Building $121,000 | |
| 2022 | $8,797.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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