18 Waterfall Dr, Mountville, SC 29370 Property Records

Laurens County property record for 18 Waterfall Dr, Mountville, SC 29370

Property Summary

Property Type	Single Family Home
Lot Size	4.39 acres (191,228 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,428 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan May 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`482-00-00-019`

Property Details

APN / Parcel Number

Primary APN	`482-00-00-019`
Alternative APN	`00031917`

Exterior

Lot Area	191,228 sqft (4.39 acres)

Location & Zoning

Street Address	18 WATERFALL DR
City	MOUNTVILLE
State	SC
Zip	29370-4055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1
Legal Tract	1
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	3
Census Block	3018
Census Tract	921001

Owner

18 Waterfall Dr is owned and occupied by two individuals who acquired it in December 2021.

Source: Laurens County records, as of February 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 WATERFALL DR, MOUNTVILLE, SC 29370-4055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Construction Mortgage ARTHUR STATE BANK
May 29, 2025	Deed, Transfer
Mar 4, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 16, 2021
Transfer Doc	0D16210183
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	18 WATERFALL DR, MOUNTVILLE, SC 29370-4055
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9182 HIGHWAY 72 W, MOUNTVILLE, SC 29370-4026

Mortgage

Document Number	0M28910123
Date	Dec 9, 2022
Book Page	M2891/123
Instrument	2022011091

Lender

Name	ARTHUR STATE BANK
Type	Bank
Address	UNA, SC 29378

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2026
Change Frequency	6 Months
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	Other
Max Rate	10.5%

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	May 29, 2025
Property Address	18 WATERFALL DR, MOUNTVILLE, SC 29370-4055
Document Number	0D19060164
Book / Page	D1906 / 164
Map Reference	MB B58 PG 6
Instrument Date	May 28, 2025
Instrument	2025004687
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WATERFALL DR, MOUNTVILLE, SC 29370-4055

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAURENS SC
Recording Date	Mar 4, 2022
Property Address	18 WATERFALL DR, MOUNTVILLE, SC 29370-4055
Document Number	0D16370036
Book / Page	D1637 / 36
Instrument Date	Feb 24, 2022
Instrument	2022002140
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Tax	$1.30
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 455, MOUNTVILLE, SC 29370-0455

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Dec 21, 2021
Property Address	18 WATERFALL DR, MOUNTVILLE, SC 29370-4055
Document Number	0D16210183
Book / Page	D1621 / 183
Map Reference	MB A883 PG 10
Instrument Date	Dec 16, 2021
Instrument	2021011883
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 455, MOUNTVILLE, SC 29370-0455

Tax Assessment & Valuation

The 2025 property tax bill for 18 Waterfall Dr was $3,428 with a homeowner's exemption, up 1,188.7% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 56 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,428.00 (+1,188.72%) Homeowner's exemption	$18,160 (+2,321.33%) Land $1,320 Building $16,840
2024	$266.00 (+11.3%)	$750 (+47.06%) Land $750
2023	$239.00 (-8.43%)	$510 (-32%)	$8,500 (-32.27%) Building $8,500
2022	$261.00	$750 Land $750	$12,550 (-97.24%) Land $12,550
2021			$453,950 Land $32,950 Building $421,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Waterfall Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Waterfall Dr is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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