18 Warwick Ave, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 18 Warwick Ave, Harvey Cedars, NJ 08008

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,948 sqft · built 2022
Lot Size	0.217 acres (9,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Nov 2018)
Tax Bill	$17,760 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-00041-03-00016`

Property Details

APN / Parcel Number

Primary APN	`10-00041-03-00016`
Alternative APNs	`1000041000300016` `7390`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,948 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	9,448 sqft (0.217 acres)
Lot Dimensions	105 ft deep x 90 ft wide
Garage Type	Attached
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	7390
Street Address	18 WARWICK AVE
City	HARVEY CEDARS
State	NJ
Zip	08008-5884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-AA
Legal Description	90X105
Legal Subdivision	HIGH POINT SEC A
Legal Block	41.3
Legal Lot Number	16
Jurisdiction	OCEAN NJ
Township / Civil Division	HARVEY CEDARS
Census Block Group	6
Census Block	6000
Census Tract	738100

Owner

Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 SUMMIT DR, BASKING RIDGE, NJ 07920-1960
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Nov 5, 2018	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Oct 20, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	2018108311
Deed Book / Page	17289 / 1432
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	May 29, 2026
Property Address	18 WARWICK AVE, HARVEY CEDARS, NJ 08008-5884
Document Number	0000042339
Book / Page	20388 / 1038
Instrument Date	May 21, 2026
Instrument	202642339
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NATIONAL TITLE & CLOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 SUMMIT DR, BASKING RIDGE, NJ 07920-1960

Mortgage

Document Number	0000042339,
Date	May 29, 2026
Book Page	20388/1038
Instrument	202642339

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	18 WARWICK AVE, HARVEY CEDARS, NJ 08008-5884
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	TWO RIVERS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188690580
Date	Jan 18, 2022
Book Page	18869/580
Instrument	2022006836

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 5, 2018
Property Address	18 WARWICK AVE, HARVEY CEDARS, NJ 08008-5884
Document Number	0172891432
Book / Page	17289 / 1432
Instrument Date	Oct 22, 2018
Instrument	2018108311
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	986 REGIMENTAL DR, 986, WEST CHESTER, PA 19382-2176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 SUMMIT DR, BASKING RIDGE, NJ 07920-1960

Mortgage

Document Number	2018108312
Date	Nov 5, 2018
Instrument	2018108312

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 20, 2017
Property Address	18 WARWICK AVE, HARVEY CEDARS, NJ 08008-5884
Document Number	0169111029
Book / Page	016911 / 001029
Instrument Date	Aug 11, 2017
Instrument	111035
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	CTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 TWIN POND DR WEST CHESTER PA 193821942, WEST CHESTER, PA 19382-1942

Mortgage

Document Number	169111035
Date	Oct 20, 2017
Book Page	016911/001035
Instrument	111036

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Harvey Cedars Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,597,100 (-) Land $917,200 Building $679,900	$1,597,100 (-) Land $917,200 Building $679,900
2025	$17,760.00 (-1.15%)	$1,597,100 (-) Land $917,200 Building $679,900	$1,597,100 (-) Land $917,200 Building $679,900
2024	$17,967.00 (-17.09%)
2023		$1,597,100 Land $917,200 Building $679,900	$1,597,100 Land $917,200 Building $679,900
2022	$21,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 152 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	158 units insured incl. 6 condo units
Nearby Flood Claims	225 (1982–2024)
Most Recent Claim	Jan 2024 · alluvial fan flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 174 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims Coastal Storms & Flooding, Mar 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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