18 Warner St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 18 Warner St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 2018
Lot Size	0.24 acres (10,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,000 (May 1979)
Tax Bill	$148 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CONC M:9D B:2102`

Property Details

APN / Parcel Number

Primary APN	`CONC M:9D B:2102`
Alternative APNs	`M:00009D B:02102-00000` `2169`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	3,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,436 sqft (0.24 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2169
Street Address	18 WARNER ST
City	CONCORD
State	MA
Zip	01742-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	2102
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4011
Census Tract	361200

Owner

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 WARNER ST, CONCORD, MA 01742-2035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit TD BK NA
Feb 8, 2018	Quit Claim Deed, Mortgage · Conventional with PMI SALEM FIVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1979 · Amount on Record
Deed Sale	May 1, 1979 · Amount on Record
Deed Book / Page	920 / 135
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	18 WARNER ST, CONCORD, MA 01742-2035
Document Number	0001834744
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 WARNER ST CONCORD MA 017422035, CONCORD, MA 01742-2035

Mortgage

Document Number	0001834744
Date	Jan 23, 2020
Instrument	1834744

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Feb 8, 2018
Property Address	18 WARNER ST, CONCORD, MA 01742-2035
Document Number	0000081580
Instrument Date	Feb 6, 2018
Instrument	81580
Transaction Type	Mortgage
Record Updated	Mar 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 WARNER ST CONCORD MA 017422035, CONCORD, MA 01742-2035

Mortgage

Document Number	81581
Date	Feb 8, 2018
Instrument	81581

Lender

Name	SALEM FIVE MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$148.00 (-99%)	$1,117,000 (-0.66%) Land $420,700 Building $696,300	$1,373,225
2024	$14,763.00 (+7.55%)	$1,124,400 (+6.16%) Land $420,700 Building $703,700
2023	$13,727.00	$1,059,200 Land $382,400 Building $676,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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