St. Louis County property record for 18 W Arrowhead Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 963 sqft · built 1916 |
| Lot Size | 0.206 acres (9,010 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jul 2019) |
| Tax Bill | $2,904 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0320-00580 |
| Primary APN | 010-0320-00580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 963 sqft Gross Area |
| 1st Floor Area | 963 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 9,010 sqft (0.206 acres) |
| Garage Area | 480 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 84 sqft |
| Deck Area | Deck Area |
| Storage Building | 49 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1073803 |
|---|---|
| Street Address | 18 W ARROWHEAD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-2471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 25 FT OF LOT 14 AND ALL OF LOT 15 SERIAL # |
| Legal Subdivision | BROOKLINE DULUTH |
| Legal Block | 4 |
| Legal Lot Number | 14-15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 500 |
Source: St. Louis County records · APN 010-0320-00580
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 W ARROWHEAD RD, DULUTH, MN 55803-2471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Jul 11, 2019 | Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on Record |
| Deed Sale | Jul 11, 2019 · Amount on Record |
| Prior Sale | Jan 02, 2009 · Amount on Record |
| Deed Document Number | 20191012347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 18 W ARROWHEAD RD, DULUTH, MN 55803-2471 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18 W ARROWHEAD RD, DULUTH, MN 55803-2471 |
| Document Number | 0001071831 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 1071831 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Oct 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 11, 2019 |
| Property Address | 18 W ARROWHEAD RD, DULUTH, MN 55803-2471 |
| Document Number | 00T1012347 |
| Instrument Date | Jul 09, 2019 |
| Instrument | T1012347 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18 W ARROWHEAD RD DULUTH MN 558032471, DULUTH, MN 55803-2471 |
| Document Number | T1012348 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | T1012348 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2049 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,904.00 (+4.76%) Homeowner's exemption | ||
| 2025 | $2,772.00 (+14.74%) Homeowner's exemption | $239,100 (+6.46%) Land $55,200 Building $183,900 | $239,100 (+6.46%) Land $55,200 Building $183,900 |
| 2024 | $2,416.00 | $224,600 (+37.88%) Land $51,500 Building $173,100 | $224,600 (+37.88%) Land $51,500 Building $173,100 |
| 2022 | $162,900 Land $35,300 Building $127,600 | $162,900 Land $35,300 Building $127,600 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978–2012) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Consolidated Communications, Consolidated Telephone Company, Lumen Technologies.
Based on FCC filings for 387 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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