18 W 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 18 W 3rd St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 968 sqft · built 1940
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$95,280 (Sep 2010)
Tax Bill	$2,792 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13133.0609`

Property Details

APN / Parcel Number

Primary APN	`13133.0609`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	1,416 sqft
1st Floor Area	768 sqft
Basement Area	648 sqft
Finished Basement	200 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	18 W 3RD ST
City	CHENEY
State	WA
Zip	99004-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	CHENEY ADD PTN LTS 7-9 BLK 72; NELY 16.5FT LT9; ALL LT 8 TOG W SWLY 8.5FT LT 7 BLK 72
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY ADD
Legal Block	72
Legal Lot Number	7,7
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1037
Census Tract	14001

Owner

Source: Spokane County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 W 3RD ST, CHENEY, WA 99004-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage CHENEY FCU
Apr 9, 2021	Deed of Trust, Mortgage · Line of Credit CHENEY FCU
Aug 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHENEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2010 · Amount on Record
Deed Sale	Sep 30, 2010 · Amount on Record
Deed Document Number	20105938585
Prior Transfer Date	Sep 13, 2010
Prior Transfer Doc	0005938586
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	18 W 3RD ST, CHENEY, WA 99004-1407
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007103476
Date	Jul 21, 2021
Instrument	7103476

Lender

Name	CHENEY FCU
Type	Credit Union
Address	CHENEY, WA 99004

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 29, 2031

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	18 W 3RD ST, CHENEY, WA 99004-1407
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007059483
Date	Apr 9, 2021
Instrument	7059483

Lender

Name	CHENEY FCU
Type	Credit Union
Address	CHENEY, WA 99004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	18 W 3RD ST, CHENEY, WA 99004-1407
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006730847
Date	Aug 2, 2018
Instrument	6730847

Lender

Name	CHENEY FCU
Type	Credit Union
Address	CHENEY, WA 99004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,792.00 (+3.18%)	$257,400 (+2.84%) Land $85,000 Building $172,400	$257,400 (+2.84%) Land $85,000 Building $172,400
2025	$2,706.00 (+26.86%)	$250,300 (+15.93%) Land $75,000 Building $175,300	$250,300 (+15.93%) Land $75,000 Building $175,300
2024	$2,133.00 (+17.65%)	$215,900 (+47.57%) Land $75,000 Building $140,900	$215,900 (+47.57%) Land $75,000 Building $140,900
2023	$1,813.00 (+11.5%)	$146,300 Land $40,000 Building $106,300	$146,300 Land $40,000 Building $106,300
2022	$1,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures