18 Upper Walnut Hill Rd, East Lyme, CT 06333 Property Records

East Lyme Town property record for 18 Upper Walnut Hill Rd, East Lyme, CT 06333

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,374 sqft · built 2003
Lot Size	3.48 acres (151,874 sqft)
Owner	Individual Name on File
Last Sale	$376,000 (May 2020)
Tax Bill	$9,620 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:054.0 B:002-1 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:054.0 B:002-1 L:00000`
Alternative APNs	`M:054.0 B:002=1 L:00000` `9091`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,374 sqft Living Area
Gross Area	5,698 sqft
1st Floor Area	1,454 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	151,874 sqft (3.48 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	9091
Street Address	18 UPPER WALNUT HILL RD
City	EAST LYME
State	CT
Zip	06333-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	2-1
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	2
Census Block	2004
Census Tract	716102

Owner

18 Upper Walnut Hill Rd is owned and occupied by an individual who bought it in May 2020.

Source: East Lyme Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18 UPPER WALNUT HILL RD, EAST LYME, CT 06333-1021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · ARM LIBERTY BANK
Aug 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST AMERICAN HOME LOAN
May 19, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST AMERICAN HOME LOAN
Oct 23, 2018	Warranty Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Prior Sale	Oct 23, 2018 · Amount on File
Deed Book / Page	1030 / 130
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	18 UPPER WALNUT HILL RD, EAST LYME, CT 06333-1021
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001101-146
Date	Sep 14, 2023
Book Page	1101/146
Instrument	1835

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	18 UPPER WALNUT HILL RD, EAST LYME, CT 06333-1021
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1064-99
Date	Aug 25, 2021
Book Page	1064/99
Instrument	2931

Lender

Name	FIRST AMERICAN HOME LOAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	May 19, 2020
Property Address	18 UPPER WALNUT HILL RD, EAST LYME, CT 06333-1021
Document Number	1030-130
Book / Page	1030 / 130
Instrument Date	May 14, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1030133
Date	May 19, 2020
Instrument	1030/133

Lender

Name	FIRST AMERICAN HOME LOAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Oct 23, 2018
Property Address	18 UPPER WALNUT HILL RD, EAST LYME, CT 06333-1021
Document Number	1003-715
Book / Page	001003 / 000715
Instrument Date	Oct 23, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 UPPER WALNUT HILL RD EAST LYME CT 063331021, EAST LYME, CT 06333-1021

Mortgage

Document Number	1003-717
Date	Oct 23, 2018
Book Page	001003/000717

Lender

Name	CITADEL SVCNG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 18 Upper Walnut Hill Rd was $9,620, up 4.3% from the year before.

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,620.00 (+4.28%)	$332,290 (+0.89%) Land $88,620 Building $243,670	$669,563 (+190.43%)
2025	$9,225.00	$329,350 Land $88,620 Building $240,730	$230,545 Land $62,034 Building $168,511
2024	$9,225.00 (+12.58%)
2023	$8,194.00 (+4.36%)	$329,350 (-) Land $88,620 Building $240,730
2022	$7,852.00	$329,350 Land $88,620 Building $240,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Upper Walnut Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Upper Walnut Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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