South Kingstown Town property record for 18 Upper Terrace Cir, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,924 sqft · built 1974 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Apr 2009) |
| Tax Bill | $5,079 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer May 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-21-0464-50 |
| Primary APN | R-21-0464-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 3,866 sqft |
| 1st Floor Area | 1,162 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 401 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R-21-0464-50 |
|---|---|
| Street Address | 18 UPPER TERRACE CIR |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 15 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 51201 |
Source: South Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 UPPER TERRACE CIR, WAKEFIELD, RI 02879-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Aug 24, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 3, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2009 · Amount on File |
| Deed Sale | Apr 6, 2009 · Amount on File |
| Deed Book / Page | 1349 / 223 |
| Last Transfer Date | Oct 31, 2022 |
| Transfer Doc | 001845-120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Nov 8, 2022 |
| Property Address | 18 UPPER TERRACE CIR, SOUTH KINGSTOWN, RI 02879-2819 |
| Document Number | 001845-120 |
| Book / Page | 1845 / 120 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 25712 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18 UPPER TERRACE CIR, WAKEFIELD, RI 02879-2819 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 18 UPPER TERRACE CIR, SOUTH KINGSTOWN, RI 02879-2819 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001831-201 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 1831/201 |
| Instrument | 22810 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 18 UPPER TERRACE CIR, SOUTH KINGSTOWN, RI 02879-2819 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1803-473 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 1803/473 |
| Instrument | 17319 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 18 UPPER TERRACE CIR, SOUTH KINGSTOWN, RI 02879-2819 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1775-728 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 1775/728 |
| Instrument | 12126 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2046 |
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,079.00 (+5.81%) | $568,100 (+30.78%) Land $251,100 Building $317,000 | $676,393 |
| 2023 | $4,800.00 (+0.9%) | $434,400 (-) Land $185,700 Building $248,700 | |
| 2022 | $4,757.00 | $434,400 Land $185,700 Building $248,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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