Olmsted County property record for 18 Union St NE, Chatfield, MN 55923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,156 sqft · built 1976 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (May 2019) |
| Tax Bill | $3,862 (2026) |
| Deeds & Mortgages | May 2019 Sale & Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 51.31.31.000384 |
| Primary APN | 51.31.31.000384 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| Basement Area | 1,156 sqft |
| Finished Basement | 867 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,453 sqft (0.217 acres) |
| Lot Dimensions | 138 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18 UNION ST NE |
|---|---|
| City | CHATFIELD |
| State | MN |
| Zip | 55923-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-31 TWP-105 RANGE-011 TWIFORD AND COS ADD LOT-001 BLOCK-012 LOT 1 AND N14 LOT 2 & W12 VACATED ALLEY ADJOINING BLK 12 |
| Legal Range | 11 |
| Legal Township | 105 |
| Legal Section | 31 |
| Legal Subdivision | TWIFORD AND COS ADD |
| Legal Block | 12 |
| Legal Lot Number | 1 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | CHATFIELD |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 2000 |
18 Union St NE is owned and occupied by an individual who bought it in May 2019.
Source: Olmsted County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 UNION ST NE, CHATFIELD, MN 55923-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOME FSB |
| May 22, 2019 | Quit Claim Deed, Transfer ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on File |
| Deed Sale | May 22, 2019 · Amount on File |
| Deed Document Number | 20191472438 |
| Prior Transfer Date | May 14, 2019 |
| Prior Transfer Doc | A1472437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | May 22, 2019 |
| Property Address | 18 UNION ST NE, CHATFIELD, MN 55923-1016 |
| Document Number | A1472438 |
| Instrument Date | May 15, 2019 |
| Instrument | A-1472438 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 UNION ST NE, CHATFIELD, MN 55923-1016 |
| Document Number | A1472439 |
|---|---|
| Date | May 22, 2019 |
| Instrument | A-1472439 |
| Name | HOME FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | May 22, 2019 |
| Property Address | 18 UNION ST NE, CHATFIELD, MN 55923-1016 |
| Document Number | A1472437 |
| Instrument Date | May 14, 2019 |
| Instrument | A-1472437 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 628 WARREN AVE, SPRING VALLEY, MN 55975-1134 |
The 2026 property tax bill for 18 Union St NE was $3,862 with a homeowner's exemption, up 2.8% from the year before.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Chatfield City |
| Unified School District | Chatfield Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,862.00 (+2.77%) Homeowner's exemption | ||
| 2025 | $3,758.00 Homeowner's exemption | $224,900 (-6.84%) Land $31,600 Building $193,300 | $249,000 (+3.15%) Land $35,000 Building $214,000 |
| 2024 | $241,400 Land $35,000 Building $206,400 | $241,400 Land $35,000 Building $206,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Union St NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18 Union St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chatfield serves 3,005 people · EPA ID MN1230002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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