18 Union St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 18 Union St, Beverly, MA 01915

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,478 sqft · built 1880
Lot Size	0.043 acres (1,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,500 (May 2016)
Tax Bill	$5,944 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RMD`

Property Details

APN / Parcel Number

Primary APN	`RMD`
Alternative APNs	`BEVE M:0005 B:0331 L` `1191`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,478 sqft Living Area
Gross Area	2,338 sqft
Basement Area	450 sqft
Unfinished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,886 sqft (0.043 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1191
Street Address	18 UNION ST
City	BEVERLY
State	MA
Zip	01915-5102
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMD
Legal Block	331
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	3
Census Block	3002
Census Tract	217402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fish Flake Hill Historic District (Boundary Increase) listed 1986 · 86 contributing resources · NRIS 86001375

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 UNION ST, BEVERLY, MA 01915-5102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Apr 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2016 · Amount on Record
Deed Sale	May 24, 2016 · Amount on Record
Prior Sale	Sep 26, 2008 · Amount on Record
Deed Document Number	2016153
Deed Book / Page	34944 / 36
Transfer Doc	0034944-36
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Recording Date	Jun 22, 2026
Property Address	18 UNION ST, BEVERLY, MA 01915-5102
Document Number	0000001010
Book / Page	43455 / 232
Instrument Date	Jun 12, 2026
Instrument	20261010
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 UNION ST, BEVERLY, MA 01915-5102

Mortgage

Document Number	0000001010,
Date	Jun 22, 2026
Book Page	43455/232
Instrument	20261010

Lender

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.36%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 UNION ST, BEVERLY, MA 01915-5102
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039668-423
Date	Mar 22, 2021
Book Page	39668/423
Instrument	20210322000710

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 UNION ST, BEVERLY, MA 01915-5102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38416-307
Date	Apr 14, 2020
Book Page	38416/307
Instrument	20200414000180

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,944.00 (-2.14%)	$540,900 (-) Land $314,200 Building $226,700	$690,551
2024	$6,074.00 (+4.2%)	$540,900 (+4.48%) Land $314,200 Building $226,700
2023	$5,829.00	$517,700 Land $302,100 Building $215,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	116 units insured incl. 106 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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