Monmouth County and Howell Township property record for 18 Underhill Rd, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,390 sqft · built 1969 |
| Lot Size | 0.489 acres (21,279 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,359 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00035-48-00009 |
| Primary APN | 21-00035-48-00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,390 sqft Living Area |
| 1st Floor Area | 2,390 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,279 sqft (0.489 acres) |
| Lot Dimensions | 160 ft deep x 133 ft wide |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Patio Area | 1,019 sqft |
| Canopy | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 022210 |
|---|---|
| Street Address | 18 UNDERHILL RD |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Subdivision | US/SALEM HILL LAND OPINES |
| Legal Block | 35.48 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 811401 |
18 Underhill Rd is owned and occupied by two individuals.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 UNDERHILL RD, HOWELL, NJ 07731-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2018 | Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA |
| Jul 5, 2018 | Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 18 UNDERHILL RD, HOWELL, NJ 07731-2316 |
| Document Number | 0000117912 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 18 UNDERHILL RD HOWELL NJ 077312316, HOWELL, NJ 07731-2316 |
| Document Number | 0000117912 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 009326/001948 |
| Instrument | 117912 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 9, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 18 UNDERHILL RD, HOWELL, NJ 07731-2316 |
| Document Number | 0000071626 |
| Instrument Date | Jul 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 18 UNDERHILL RD HOWELL NJ 077312316, HOWELL, NJ 07731-2316 |
| Document Number | 0000071626 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 009301/007000 |
| Instrument | 71626 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 18 Underhill Rd was $12,359, up 4.2% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $746,400 (+3.94%) Land $436,800 Building $309,600 | $746,400 (+3.94%) Land $436,800 Building $309,600 | |
| 2025 | $12,359.00 (+4.22%) | $718,100 Land $386,800 Building $331,300 | $718,100 Land $386,800 Building $331,300 |
| 2024 | $11,859.00 | ||
| 2023 | $584,400 Land $266,800 Building $317,600 | $584,400 Land $266,800 Building $317,600 | |
| 2022 | $9,756.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Underhill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Underhill Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 56% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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