18 Turtle St, Gum Spring, VA 23065 Property Records

Louisa County property record for 18 Turtle St, Gum Spring, VA 23065 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	672 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Last Sale	$265,000 (2026)
Tax Bill	$526.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`96A 1 F 9`
Alternative APNs	`3098` `3010`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	672 sqft Living Area
1st Floor	672 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	43,560 sqft (1 acres)
Porch Area	140 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	3010
Street Address	18 TURTLE ST
City	GUM SPRING
State	VA
Zip	23065-2000
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORCHID LAKE ESTATES LOT 9 BLOCK F DB 2061/565
Legal Subdivision	ORCHID LAKE ESTATES
Legal Block	F
Legal Lot Number	9
Jurisdiction	LOUISA VA
Minor Civil Division	MOUNTAIN ROAD
Census Blockgroup	2
Census Block	2022
Census Tract	950500

Owner

Source: Louisa County records · APN 96A 1 F 9

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1411 DORSET RD, POWHATAN, VA 23139-7817
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2026 · Amount on Record
Deed Sale	Feb 02, 2026 · Amount on Record
Prior Sale	Mar 28, 2024 · Amount on Record
Deed Doc Number	2026917
Deed Book / Page	2061 / 565
Record Refreshed	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Feb 02, 2026
Property Address	18 TURTLE ST, GUM SPRING, VA 23065-2000
Document Number	002061/565
Book / Page	2061 / 565
Map Reference	MB 4 PG 18
Instrument Date	Jan 28, 2026
Instrument	202600000917
Transaction Type	Transfer
Record Updated	Feb 27, 2026
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$132.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 DORSET RD, POWHATAN, VA 23139-7817

Mortgage

Document Number	002061/569
Date	Feb 02, 2026
Book Page	2061/569
Instrument	202600000918

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,800 (+5.06%) Land $15,600 Building $61,200	$76,800 (+5.06%) Land $15,600 Building $61,200
2025	$526.00 (-18.83%)	$73,100 (-14.3%) Land $12,400 Building $60,700	$73,100 (-14.3%) Land $12,400 Building $60,700
2024	$648.00 (+103.77%)
2023		$85,300 Land $12,000 Building $73,300
2022	$318.00		$85,300 Land $12,000 Building $73,300

Flood & Wildfire

18 Turtle St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Louisa County (51109C), updated September 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 7th percentile of exposed land nationally · 5th in Virginia
Wildfire Likelihood	Low — about 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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