Bergen County and Closter Borough property record for 18 Truman Ct, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,825 sqft · built 1972 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,200,000 (Oct 2023) |
| Tax Bill | $21,039 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01601-0000-00017 |
| Primary APN | 07-01601-0000-00017 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,825 sqft Living Area |
|---|
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 123 ft deep x 106 ft wide |
| Old Parcel Number | 0700270000000009 |
|---|---|
| Street Address | 18 TRUMAN CT |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.36 AC |
| Legal Subdivision | WHITEN C CHAGEN CLOSTER |
| Legal Block | 1601 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 7002 |
Source: Bergen County and Closter Borough records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 TRUMAN CT, CLOSTER, NJ 07624-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 24, 2023 | Deed, Transfer NOT AVAILABLE, MUNDUS TITLE AGENCY INC |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Oct 31, 2018 | Deed of Trust, Mortgage · ARM SANTANDER BANK NA |
| Aug 2, 2018 | Grant Deed, Transfer HUDSON ONE TITLE AGENCY |
| Mar 20, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on Record |
| Deed Sale | Oct 24, 2023 · Amount on Record |
| Prior Sale | Aug 2, 2018 · Amount on Record |
| Deed Document Number | 202370025 |
| Deed Book / Page | 5112 / 609 |
| Prior Transfer Date | Nov 27, 2017 |
| Prior Transfer Doc | 0028871725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 18 TRUMAN CT, CLOSTER, NJ 07624-2712 |
| Document Number | 0000025330 |
| Book / Page | 5773 / 1735 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 202625330 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 18 TRUMAN CT, CLOSTER, NJ 07624-2712 |
| Document Number | 0000025330, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 5773/1735 |
| Instrument | 202625330 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 24, 2023 |
| Property Address | 18 TRUMAN CT, CLOSTER, NJ 07624-2712 |
| Document Number | 0051120609 |
| Book / Page | 5112 / 609 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2023070025 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | NOT AVAILABLE, MUNDUS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $23,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 CROSS CREEK LN, CHADDS FORD, PA 19317-8944 |
| Name | Verified Name |
|---|---|
| Address | 18 TRUMAN CT, CLOSTER, NJ 07624-2712 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 TRUMAN CT, CLOSTER, NJ 07624-2712 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0040200997 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 4020/997 |
| Instrument | 2021038450 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 TRUMAN CT, CLOSTER, NJ 07624-2712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HUDSON ONE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0030960289 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 3096/289 |
| Instrument | 18-077637 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Nov 1, 2023 |
| Index | 1-Month LIBOR |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 2, 2018 |
| Property Address | 18 TRUMAN CT, CLOSTER, NJ 07624-2712 |
| Document Number | 0030160122 |
| Book / Page | 003016 / 000122 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 55332 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | HUDSON ONE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $656.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CROSS CREEK LN CHADDS FORD PA 193178944, CHADDS FORD, PA 19317-8944 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 20, 2018 |
| Property Address | 18 TRUMAN CT, CLOSTER, NJ 07624-2712 |
| Document Number | 0028871725 |
| Book / Page | 002887 / 001725 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,108,500 (+9.17%) Land $612,700 Building $495,800 | $1,108,500 (+9.17%) Land $612,700 Building $495,800 | |
| 2025 | $21,039.00 (+1.82%) | $1,015,400 (+22.12%) Land $589,300 Building $426,100 | $1,015,400 (+22.12%) Land $589,300 Building $426,100 |
| 2024 | $20,663.00 (+19.43%) | ||
| 2023 | $831,500 (+6.3%) Land $559,300 Building $272,200 | $831,500 (+6.3%) Land $559,300 Building $272,200 | |
| 2022 | $17,302.00 (-0.02%) | $782,200 Land $523,000 Building $259,200 | $782,200 Land $523,000 Building $259,200 |
| 2021 | $17,305.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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