18 Tracy Ter, Brewer, ME 04412 Property Records

Penobscot County and Brewer City property record for 18 Tracy Ter, Brewer, ME 04412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 2010
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$256,300 (Apr 2019)
Tax Bill	$6,553 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-097`

Property Details

APN / Parcel Number

Primary APN	`18-097`
Alternative APNs	`M:0018 L:0970000` `BRER M:18 L:97` `2411098` `2611535`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	4,646 sqft
1st Floor Area	1,788 sqft
Basement Area	1,788 sqft
Unfinished Basement	1,788 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2611535
Street Address	18 TRACY TER
City	BREWER
State	ME
Zip	04412-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	97
Jurisdiction	BREWER ME
Township / Civil Division	BREWER
Census Block Group	2
Census Block	2007
Census Tract	4300

Owner

Source: Penobscot County and Brewer City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 TRACY TER, BREWER, ME 04412-2700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION
May 15, 2023	Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION
Apr 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Jan 7, 2013 · Amount on Record
Deed Document Number	20198649
Deed Book / Page	15108 / 277
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	18 TRACY TER, BREWER, ME 04412-2700
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174730218
Date	Apr 28, 2025
Book Page	17473/218
Instrument	9683

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	18 TRACY TER, BREWER, ME 04412-2700
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0168210282
Date	May 15, 2023
Book Page	16821/282
Instrument	9601

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREWER ME
Recording Date	Apr 3, 2019
Property Address	18 TRACY TER, BREWER, ME 04412-2700
Document Number	0151080277
Book / Page	15108 / 277
Instrument Date	Mar 12, 2019
Instrument	8649
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 TRACY TER, BREWER, ME 04412-2700

Mortgage

Document Number	0000008650
Date	Apr 3, 2019
Instrument	8650

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Brewer City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Brewer City
Unified School District	Brewer (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,553.00 (+1.91%)	$425,500 (+24.42%) Land $32,900 Building $392,600
2024	$6,430.00 (+2.8%)	$342,000 (+9.9%) Land $32,900 Building $309,100
2023	$6,255.00 (+4.27%)	$311,200 (+15.69%) Land $31,600 Building $279,600	$343,235
2021	$5,999.00	$269,000 Land $30,300 Building $238,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWER WATER DEPARTMENT serves 8,860 people · EPA ID ME0090220
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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