18 Tower Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 18 Tower Rd, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,392 sqft · built 2000
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$980,000 (Jul 2023)
Tax Bill	$17,258 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00648-0000-00016-01`

Property Details

APN / Parcel Number

Primary APN	`05-00648-0000-00016-01`
Alternative APNs	`05 00648-0000-00016-A` `0500648000000016000A` `00019859`

Interior

Stories	2 Stories
Building Area	2,392 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	18 TOWER RD
City	EDISON
State	NJ
Zip	08820-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	75X150
Legal Subdivision	MENLO PARK
Legal Block	648
Legal Lot Number	16.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3000
Census Tract	1418

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 TOWER RD, EDISON, NJ 08820-3542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed, Transfer · Conventional Mortgage CITIBANK NA
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP
Jan 2, 2018	Deed, Transfer · ARM IVY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Jan 2, 2018 · Amount on Record
Deed Document Number	202341114
Deed Book / Page	19253 / 1709
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 18, 2023
Property Address	18 TOWER RD, EDISON, NJ 08820-3542
Document Number	0000041114
Book / Page	19253 / 1709
Instrument Date	Jul 10, 2023
Instrument	2023041114
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	NOT AVAILABLE, MEMBERS ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,343.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 WINDMERE TERRACE, MILLBURN, NJ 07041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 TOWER RD, EDISON, NJ 08820-3542
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041115
Date	Jul 18, 2023
Instrument	2023041115

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	18 TOWER RD, EDISON, NJ 08820-3542
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	OLD REPUBLIC NATONAL TTL INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048693
Date	Jun 5, 2020
Book Page	17898/263
Instrument	2020048693

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 2, 2018
Property Address	18 TOWER RD, EDISON, NJ 08820-3542
Document Number	0000000310
Book / Page	17048 / 1362
Instrument Date	Nov 30, 2017
Instrument	201800000310
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	FIRST INTEGRITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,457.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 PARK PL, 75, WATCHUNG, NJ 07069-5936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 TOWER RD, EDISON, NJ 08820-3542

Mortgage

Document Number	0000000311
Date	Jan 2, 2018
Instrument	201800000311

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,000 (-) Land $93,900 Building $196,100	$290,000 (-) Land $93,900 Building $196,100
2025	$17,258.00 (-0.03%)	$290,000 (+1.47%) Land $93,900 Building $196,100	$290,000 (+1.47%) Land $93,900 Building $196,100
2024	$17,263.00 (+1.98%)
2023		$285,800 (-) Land $93,900 Building $191,900	$285,800 (-) Land $93,900 Building $191,900
2022	$16,927.00	$285,800 Land $93,900 Building $191,900	$285,800 Land $93,900 Building $191,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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