18 Topco Rd, Brewster, MA 02631 Property Records

Barnstable County and Brewster Town property record for 18 Topco Rd, Brewster, MA 02631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,375 sqft · built 1981
Lot Size	1.59 acres (69,656 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,322 (2025)
Deeds & Mortgages	Jan 2022 Refinance Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:00038 L:00027-002`

Property Details

APN / Parcel Number

Primary APN	`M:00038 L:00027-002`
Alternative APNs	`BREW M:12 B:77` `6498`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,375 sqft Living Area
Gross Area	3,315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	69,656 sqft (1.59 acres)

Utilities, Heating & Cooling

Heating System	Electric
Heating Fuel	Solar

Location & Zoning

Account Number	6498
Street Address	18 TOPCO RD
City	BREWSTER
State	MA
Zip	02631-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESD.
Legal Block	77
Jurisdiction	BREWSTER MA
Township / Civil Division	BREWSTER
Census Block Group	5
Census Block	5026
Census Tract	10800

Owner

Source: Barnstable County and Brewster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 TOPCO RD, BREWSTER, MA 02631-2248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Jan 24, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 19, 2022
Transfer Doc	0034850-82
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	18 TOPCO RD, BREWSTER, MA 02631-2248
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034850-100
Date	Jan 24, 2022
Book Page	34850/100
Instrument	3791

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWSTER MA
Recording Date	Jan 24, 2022
Property Address	18 TOPCO RD, BREWSTER, MA 02631-2248
Document Number	0034850-82
Book / Page	34850 / 82
Instrument Date	Jan 19, 2022
Instrument	3789
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 TOPCO RD, BREWSTER, MA 02631-2248

Mortgage

Document Number	0034850-84
Date	Jan 24, 2022
Book Page	34850/84
Instrument	3790

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Barnstable County and Brewster Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Brewster Town
Elementary School District	Brewster School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,322.00 (+6.98%)	$628,200 (+5.9%) Land $225,600 Building $402,600	$794,580
2024	$4,040.00 (+8.08%)	$593,200 (+10.92%) Land $212,800 Building $380,400
2023	$3,738.00	$534,800 Land $190,000 Building $344,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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