18 Tokay Ln, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 18 Tokay Ln, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,115 sqft · built 2020
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$245,500 (May 2012)
Tax Bill	$8,958 (2026)
Deeds & Mortgages	Mar 2021 Construction Loan Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012689 7.4-1-36`

Property Details

APN / Parcel Number

Primary APN	`012689 7.4-1-36`
Alternative APNs	`268900700400010360000000` `00700400010360000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,115 sqft Living Area
1st Floor Area	1,215 sqft
2nd Floor Area	900 sqft
Upper Floors Area	264 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00700400010360000000
Street Address	18 TOKAY LN
City	SCHENECTADY
State	NY
Zip	12309-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	N-20 E-TOKAY LA S-125-42
Legal Subdivision	ARBOR ESTATES
Legal Block	1
Legal Lot Number	36.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3002
Census Tract	13802

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 TOKAY LN, SCHENECTADY, NY 12309-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Construction Mortgage SUNMARK FCU
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2012 · Amount on Record
Deed Sale	May 24, 2012 · Amount on Record
Prior Sale	Mar 17, 2006 · Amount on Record
Deed Document Number	201211159288
Deed Book / Page	3034 / 613
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	18 TOKAY LN, SCHENECTADY, NY 12309-3210
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	ACC ABSTRACT, PAC ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007436
Date	Mar 9, 2021
Instrument	R2021-07436

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	18 TOKAY LN, SCHENECTADY, NY 12309-3210
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006852
Date	Jun 4, 2021
Instrument	R2021-16852

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	18 TOKAY LN, SCHENECTADY, NY 12309-3210
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006853
Date	Jun 4, 2021
Instrument	R2021-16853

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,958.00 (-2.04%)
2025	$9,145.00 (+51.41%)	$199,800 (-) Land $50,600 Building $149,200	$457,200 (+16.69%) Land $115,787 Building $341,413
2023		$199,800 (-) Land $50,600 Building $149,200	$391,800 (+9.32%) Land $99,225 Building $292,575
2022		$199,800 Land $50,600 Building $149,200	$358,386 Land $90,762 Building $267,624
2021	$6,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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