18 Thunder Lake Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 18 Thunder Lake Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,188 sqft · built 1999
Lot Size	3.12 acres (135,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,082,000 (Sep 2002)
Tax Bill	$23,447 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0039 B:052 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0039 B:052 L:00`
Alternative APN	`3287`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	5,188 sqft Living Area
Gross Area	8,758 sqft
1st Floor Area	2,604 sqft
Attic	Attic
Attic Area	1,200 sqft
Basement Area	2,110 sqft
Unfinished Basement	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,907 sqft (3.12 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3287
Street Address	18 THUNDER LAKE RD
City	WILTON
State	CT
Zip	06897-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	52
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4006
Census Tract	45102

Owner

Source: Wilton Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 THUNDER LAKE RD, WILTON, CT 06897-1331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 11, 2020	Deed, Transfer · ARM CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2002 · Amount on Record
Deed Sale	Sep 3, 2002 · Amount on Record
Prior Sale	Jun 1, 1999 · Amount on Record
Deed Book / Page	1419 / 272
Transfer Doc	2084-178
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	18 THUNDER LAKE RD, WILTON, CT 06897-1331
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002545-67
Date	Dec 6, 2021
Book Page	2545/67

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WILTON CT
Recording Date	Sep 11, 2020
Property Address	18 THUNDER LAKE RD, WILTON, CT 06897-1331
Document Number	2515-960
Book / Page	2515 / 960
Instrument Date	Sep 9, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2515-963
Date	Sep 11, 2020
Book Page	2515/963

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,447.00 (+2.67%)	$935,550 (-) Land $339,010 Building $596,540	$1,835,379 (+180.26%)
2025	$22,837.00	$935,550 (+29.46%) Land $339,010 Building $596,540	$654,885 Land $237,307 Building $417,578
2024	$22,837.00 (+8%)
2023	$21,146.00 (+3.65%)	$722,680 (-) Land $324,100 Building $398,580
2022	$20,401.00	$722,680 Land $324,100 Building $398,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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