18 Terrace Ave, Riverside, CT 06878 Property Records

Greenwich Town property record for 18 Terrace Ave, Riverside, CT 06878

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,168 sqft · built 1949
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,350,000 (Feb 2024)
Tax Bill	$20,875 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-1494S`

Property Details

APN / Parcel Number

Primary APN	`05-1494S`
Alternative APNs	`GREE M:05 B:1494/S` `409/024`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,168 sqft Living Area
Basement Area	1,058 sqft
Unfinished Basement	1,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	409/024
Street Address	18 TERRACE AVE
City	RIVERSIDE
State	CT
Zip	06878-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Block	1494/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	2
Census Block	2013
Census Tract	11100

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 TERRACE AVE, RIVERSIDE, CT 06878-2124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Nov 6, 2024	Deed of Trust, Mortgage · ARM CITIBANK NA
Feb 5, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIBANK NA
Jul 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Jul 7, 2022 · Amount on Record
Deed Document Number	2024654
Deed Book / Page	8297 / 70
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	18 TERRACE AVE, RIVERSIDE, CT 06878-2124
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008548-168
Date	Mar 31, 2026
Book Page	8548/168
Instrument	1805

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Apr 1, 2036

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	18 TERRACE AVE, RIVERSIDE, CT 06878-2124
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008379-318
Date	Nov 6, 2024
Book Page	8379/318
Instrument	6248

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Dec 1, 2034
Index	Other

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Feb 5, 2024
Property Address	18 TERRACE AVE, RIVERSIDE, CT 06878-2124
Document Number	0008297-70
Book / Page	8297 / 70
Instrument Date	Feb 5, 2024
Instrument	654
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 TERRACE AVE, RIVERSIDE, CT 06878-2124

Mortgage

Document Number	0000000655
Date	Feb 5, 2024
Instrument	655

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Jul 7, 2022
Property Address	18 TERRACE AVE, RIVERSIDE, CT 06878-2124
Document Number	0008130-26
Book / Page	8130 / 26
Instrument Date	Jul 5, 2022
Instrument	6330
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 TERRACE AVE, RIVERSIDE, CT 06878-2124

Mortgage

Document Number	0000006331
Date	Jul 7, 2022
Instrument	6331

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,875.00 (+2.88%)	$1,991,150 (+21.28%) Land $1,087,380 Building $903,770	$3,858,222 (+235.72%)
2025	$20,291.00	$1,641,780 (+50.79%) Land $859,390 Building $782,390	$1,149,246 Land $601,573 Building $547,673
2024	$20,291.00 (+60.16%)
2023	$12,669.00 (+0.92%)	$1,088,780 (-) Land $859,390 Building $229,390
2022	$12,554.00	$1,088,780 Land $859,390 Building $229,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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