18 Tenney Rd, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 18 Tenney Rd, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,025 sqft · built 1983
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Trust Names on File
Last Sale	$100,000 (May 1990)
Tax Bill	$9,407 (2026)
Deeds & Mortgages	Jan 2024 Transfer Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0005 B:0048 L:0002`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0005 B:0048 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,025 sqft Living Area
Gross Area	4,290 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	18 TENNEY RD
City	ROWLEY
State	MA
Zip	01969-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	48
Legal Lot Number	2
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	2
Census Block	2007
Census Tract	270100

Owner

18 Tenney Rd is held in a trust since November 2023.

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	18 TENNEY RD, ROWLEY, MA 01969-2515
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 6, 2019	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 1990 · Amount on File
Deed Sale	May 30, 1990 · Amount on File
Last Transfer Date	Nov 16, 2023
Transfer Doc	0041937-82
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jan 4, 2024
Property Address	18 TENNEY RD, ROWLEY, MA 01969-2515
Document Number	0041937-82
Book / Page	41937 / 82
Instrument Date	Nov 16, 2023
Instrument	20240104001280
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 TENNEY RD, ROWLEY, MA 01969-2515

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	18 TENNEY RD, ROWLEY, MA 01969-2515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37314-476
Date	Feb 6, 2019
Book Page	37314/476
Instrument	20190206000390

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 18 Tenney Rd was $9,407, up 5.9% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,407.00 (+5.89%)	$778,100 (+3.09%) Land $369,200 Building $408,900	$717,418 (-4.44%)
2025	$8,884.00 (+1.9%)	$754,800 (+4.76%) Land $345,900 Building $408,900	$750,785
2024	$8,718.00 (+1.04%)	$720,500 (+8.72%) Land $329,500 Building $391,000
2023	$8,628.00	$662,700 Land $286,400 Building $376,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Tenney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Tenney Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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